2232 Norman Dr, Clearwater, FL 33765 Property Records

Pinellas County property record for 2232 Norman Dr, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,304 sqft · built 1958
Lot Size	0.144 acres (6,260 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Dec 2022)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-9304-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-9304-2`
Alternative APNs	`07-29-16-90108-003-0290` `291607901080030290` `162907901080030290` `R74265`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	1,304 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,260 sqft (0.144 acres)
Lot Dimensions	101 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R74265
Street Address	2232 NORMAN DR
City	CLEARWATER
State	FL
Zip	33765-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TEMPLE TERRACE BLK C, LOT 29
Legal Range	16E
Legal Township	29S
Legal Section	7
Legal Subdivision	TEMPLE TERRACE
Legal Tract	90108
Legal Block	C
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2049
Census Tract	26703

Owner

2232 Norman Dr is owned by two individuals who bought it in December 2022.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2063 LOS LOMAS DR, CLEARWATER, FL 33763-4119
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Sep 22, 1999 · Amount on File
Deed Document Number	2022346124
Deed Book / Page	22279 / 731
Prior Transfer Date	Oct 7, 2003
Prior Transfer Doc	0000469051
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 13, 2026
Property Address	2232 NORMAN DR, CLEARWATER, FL 33765-2728
Document Number	0000185929
Book / Page	23624 / 1688
Instrument Date	Jul 9, 2026
Instrument	2026185929
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	STANDARD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2063 LOS LOMAS DR, CLEARWATER, FL 33763-4119

Mortgage

Document Number	0000185930,
Date	Jul 13, 2026
Instrument	2026185930

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 2, 2022
Property Address	2232 NORMAN DR, CLEARWATER, FL 33765-2728
Document Number	0222790731
Book / Page	22279 / 731
Map Reference	MB 39 PG 37
Instrument Date	Nov 28, 2022
Instrument	2022346124
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 LAKEVIEW DR, OLDSMAR, FL 34677-4520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 NORMAN DR, CLEARWATER, FL 33765-2728

Mortgage

Document Number	0022279733
Date	Dec 2, 2022
Instrument	22279/733

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2232 Norman Dr was $4,282.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00	$279,581 Land $87,210 Building $192,371	$279,581 Land $87,210 Building $192,371
2023	$4,416.00 (+554.22%) Homeowner's exemption	$279,808 (+321.55%)	$279,808 (+53.6%) Land $125,880 Building $153,928
2022	$675.00 Homeowner's exemption	$66,376	$182,164 Land $108,008 Building $74,156

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2232 Norman Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2232 Norman Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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