2232 Naples Ave, Cologne, MN 55322 Property Records

Carver County property record for 2232 Naples Ave, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 2017
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jan 2022)
Tax Bill	$5,732 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-4560160`

Property Details

APN / Parcel Number

Primary APN	`40-4560160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,816 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2232 NAPLES AVE
City	COLOGNE
State	MN
Zip	55322-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE NORTH LOT 002 BLOCK 004
Legal Subdivision	VILLAGE AT COLOGNE NORTH
Legal Block	4
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2066
Census Tract	91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Jan 24, 2022	Intrafamily Transfer, Transfer AUTHORITY TITLE INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Jul 18, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	2022741018
Prior Transfer Date	Jan 21, 2022
Prior Transfer Doc	000A741018
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jan 24, 2022
Property Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	000A741016
Instrument Date	Jan 21, 2022
Instrument	A741016
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513

Mortgage

Document Number	000A741017
Date	Jan 24, 2022
Instrument	A741017

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Jan 24, 2022
Property Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	000A741018
Instrument Date	Jan 21, 2022
Instrument	A741018
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	AUTHORITY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000708163
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	PILLAR TITLE SERVICES, PILLAR TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2232 NAPLES AVE COLOGNE MN 553224513, COLOGNE, MN 55322-4513

Mortgage

Document Number	0000708163
Date	Oct 23, 2020
Instrument	708163

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 18, 2017
Property Address	2232 NAPLES AVE, COLOGNE, MN 55322-4513
Document Number	0000648534
Instrument Date	Jul 12, 2017
Instrument	648534
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2232 NALES AVE COLOGNE MN 55322, COLOGNE, MN 55322

Mortgage

Document Number	648535
Date	Jul 18, 2017
Instrument	648535

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,732.00 (+4.07%) Homeowner's exemption	$432,800 (+0.37%) Land $110,000 Building $322,800	$432,800 (+0.37%) Land $110,000 Building $322,800
2025		$431,200 (+3.98%) Land $105,000 Building $326,200	$431,200 (+3.98%) Land $105,000 Building $326,200
2024	$5,508.00 (+1.21%) Homeowner's exemption	$414,700 (-) Land $100,000 Building $314,700	$414,700 (-) Land $100,000 Building $314,700
2023	$5,442.00 Homeowner's exemption	$414,700 Land $100,000 Building $314,700	$414,700 Land $100,000 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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