2232 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2232 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,292 sqft · built 2018
Lot Size	0.122 acres (5,357 sqft)
Owner	Individual Name on File
Last Sale	$455,999 (Jan 2023)
Tax Bill	$2,475 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-81`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-81`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,292 sqft Heated Area
Gross Area	3,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,357 sqft (0.122 acres)
Garage Area	490 sqft
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2232 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 RESERVE AT EAGLE HARBORAS REC O R 4682 PG 140
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	RESERVE/EAGLE HARBOR
Legal Lot Number	81
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3015
Census Tract	30701

Owner

2232 Eagle Talon Cir is owned and occupied by an individual who bought it in January 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 30, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2023001965
Deed Book / Page	4682 / 140
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 13, 2023
Property Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0046820140
Book / Page	4682 / 140
Map Reference	MB 59 PG 1-10
Instrument Date	Jan 10, 2023
Instrument	2023001965
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3041 GOOSE CREEK LN, GREEN COVE SPRINGS, FL 32043-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	0004682142
Date	Jan 13, 2023
Instrument	4682/142

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0041992080
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 EAGLE TALON CIR FLEMING ISLAND FL 320034047, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	0041992080
Date	Jun 10, 2019
Book Page	004199/002080
Instrument	29596

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 30, 2018
Property Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0041080844
Book / Page	4108 / 0844
Map Reference	MB59 PG1-10
Instrument Date	Jul 26, 2018
Instrument	2018039408
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	2018039409
Date	Jul 30, 2018
Instrument	2018039409

Lender

Name	JET HOMELOANS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$369,175	$392,384 Land $55,000 Building $337,384
2023	$2,475.00 (+8.32%) Disabled Person's exemption Veteran's exemption	$278,327 (+3%)	$391,536 (+10.24%) Land $55,000 Building $336,536
2022	$2,285.00 Disabled Person's exemption Veteran's exemption	$270,221	$355,155 Land $55,000 Building $300,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2232 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2232 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Eagle Talon Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures