2232 Clipper Way, Naples, FL 34104 Property Records

Collier County property record for 2232 Clipper Way, Naples, FL 34104

Property Summary

Property TypeSingle Family Home
Details2,367 sqft · built 1979
Lot Size0.25 acres (10,890 sqft)
OwnerTrust Name on Record
Last Sale$440,000 (Mar 2020)
Tax Bill$3,796 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN226300 1494A35

Property Details

APN / Parcel Number

Primary APN226300 1494A35
Alternative APNs
  • 267362000060509001494
  • 26736200006

Interior

Stories1 Story
Building Area2,367 sqft Living Area
Gross Area2,877 sqft
1st Floor Area2,367 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2000
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions122 ft deep x 87 ft wide
Pool Area392 sqft
PorchEnclosed Porch
Deck Area664 sqft

Location & Zoning

Account Number226300 1494A35
Old Parcel Number267362000060509001494
Street Address2232 CLIPPER WAY
CityNAPLES
StateFL
Zip34104-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionCOCONUT RIVER UNIT 1 PAR NO 149 DESC AS FOLL, COMM NE CNR SEC 35, S 540FT, W 3510.94FT TO POB, S 122.07FT, E 87.50FT, N
Legal Range25
Legal Township49
Legal Section35
Legal SubdivisionCOCONUT RIVER UNIT 1
Legal Tract226300
Legal Lot Number149
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1006
Census Tract10401

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address2232 CLIPPER WAY, NAPLES, FL 34104-3320
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Mar 13, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2020 · Amount on Record
Deed SaleMar 13, 2020 · Amount on Record
Deed Document Number5842223
Deed Book / Page5738 / 3595
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2232 CLIPPER WAY, NAPLES, FL 34104-3320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056993680
DateNov 27, 2019
Book Page5699/3680
Instrument5796133
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 14, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 13, 2020
Property Address2232 CLIPPER WAY, NAPLES, FL 34104-3320
Document Number0057383595
Book / Page005738 / 003595
Instrument DateMar 11, 2020
Instrument5842223
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1100 COMMERCIAL BLVD #118 NAPLES FL 341047097, 118, NAPLES, FL 34104-7097

Mortgage

Document Number57383598
DateMar 13, 2020
Book Page005738/003598
Instrument5842224
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,796.00 (+76.97%) Homeowner's exemption$373,576 (+68.41%)$599,354 (+66.53%) Land $344,995 Building $254,359
2023$2,145.00 (-44.57%) Homeowner's exemption$221,823 (-39.79%)$359,907 (-32.08%) Land $300,564 Building $59,343
2022$3,870.00 Homeowner's exemption$368,430$529,914 Land $323,825 Building $206,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims245 (1995–2024)
Claims Outside the SFHA25 of 245
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 94 claims
  • Hurricane Ian, Sep 2022 · 127 claims
  • Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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