Polk County property record for 2232 Chris Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,147 sqft · built 2025 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,500 (Nov 2025) |
| Tax Bill | $860 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-36-692300-004900 |
| Primary APN | 26-29-36-692300-004900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 2,593 sqft |
| 1st Floor Area | 854 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,600 sqft (0.106 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 2232 CHRIS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEACE CREEK RESERVE PB 197 PGS 5-15 LOT 490 |
| Legal Subdivision | PEACE CREEK RESERVE |
| Legal Block | 1 |
| Legal Lot Number | 490 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14402 |
2232 Chris Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2232 CHRIS DR, WINTER HAVEN, FL 33884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Apr 9, 2025 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Apr 9, 2025 · Amount on File |
| Deed Document Number | 2025265635 |
| Deed Book / Page | 13772 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 2232 CHRIS DR, WINTER HAVEN, FL 33884 |
| Document Number | 0000265635 |
| Book / Page | 13772 / 152 |
| Map Reference | MB 197 PG 5 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025265635 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,033.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2232 CHRIS DRIVE, WINTER HAVEN, FL 33884 |
| Document Number | 0013772156 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 13772/156 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 9, 2025 |
| Property Address | 2232 CHRIS DR, WINTER HAVEN, FL 33884 |
| Document Number | 0000081917 |
| Book / Page | 13502 / 158 |
| Map Reference | MB 197 PG 5-15 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2025081917 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $14,385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # ST1910, ST1910, NEW YORK, NY 10001-2904 |
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2232 Chris Dr was $860, down 75.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,626 (+436.14%) Land $46,000 Building $200,626 | $246,626 (+436.14%) Land $46,000 Building $200,626 | |
| 2025 | $860.00 (-75.64%) | $46,000 (-) Land $46,000 | $46,000 (-) Land $46,000 |
| 2024 | $3,531.00 | $46,000 Land $46,000 | $46,000 Land $46,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2232 Chris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2232 Chris Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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