Placer County property record for 2232 Celtic Dr, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,063 sqft · built 2002 |
| Lot Size | 0.157 acres (6,822 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jun 2020) |
| Tax Bill | $6,147 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-080-006-000 |
| Primary APN | 009-080-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,063 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 6,822 sqft (0.157 acres) |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2232 CELTIC DR |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 129 GLENMOOR UNIT NO 3 MOR W-94 |
| Legal Subdivision | GLENMOOR UNIT NO. 3 |
| Legal Lot Number | 129 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23900 |
Source: Placer County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 22, 2020 | Grant Deed, Transfer · Conventional Mortgage PATELCO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Sep 13, 2013 · Amount on Record |
| Deed Document Number | 202061101 |
| Prior Transfer Date | Mar 22, 2003 |
| Prior Transfer Doc | 0000087902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Sep 4, 2026 |
| Property Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Document Number | 0000051406 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202651406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Document Number | 0000051406, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 202651406 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000085468 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0085468 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | SCOTTSDALE, AZ 85251 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040261 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019-0040261 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 22, 2020 |
| Property Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Document Number | 0000061101 |
| Map Reference | MB W PG 94 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 2020-0061101 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2232 CELTIC DR, LINCOLN, CA 95648-2900 |
| Document Number | 0000061102 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-0061102 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $602,797 (+3.03%) Land $167,325 Building $435,472 | |
| 2025 | $6,147.00 (+2.38%) Homeowner's exemption | $585,096 (+4.04%) Land $164,045 Building $421,051 |
| 2023 | $6,004.00 (+1.49%) Homeowner's exemption | $562,378 Land $157,676 Building $404,702 |
| 2022 | $5,916.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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