2232 Ash Ave, Ames, IA 50014 Property Records

Story County property record for 2232 Ash Ave, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,756 sqft · built 1995
Lot Size0.459 acres (20,001 sqft)
Owner2 Individual Names on File
Tax Bill$5,626 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-09-452-104

Property Details

APN / Parcel Number

Primary APN09-09-452-104

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,756 sqft Living Area
1st Floor Area776 sqft
Basement Area776 sqft
Unfinished Basement742 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,001 sqft (0.459 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2232 ASH AVE
CityAMES
StateIA
Zip50014-7880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF-PRD
Legal DescriptionBIG BLUESTEM SD LOT:3 AMES
Legal Range24W
Legal Township83N
Legal Section09
Legal SubdivisionGATEWAY HILLS
Legal Lot Number3
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3013
Census Tract1101

Owner

2232 Ash Ave is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2232 ASH AVE, AMES, IA 50014-7880
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CREDIT UNION
Apr 26, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Recording DateApr 10, 2026
Property Address2232 ASH AVE, AMES, IA 50014-7880
Document Number0000002902
Instrument DateApr 10, 2026
Instrument20262902
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address2232 ASH AVE, AMES, IA 50014-7880
InvestorPossibly a Property Investor

Mortgage

Document Number0000002902,
DateApr 10, 2026
Instrument20262902
Lender
NameCOMMUNITY CHOICE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 16, 2036
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address2232 ASH AVE, AMES, IA 50014-7880
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201700003756
DateApr 26, 2017
Instrument2017-00003756
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2232 Ash Ave was $5,626 with a homeowner's exemption, up 14.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,626.00 (+14.35%) Homeowner's exemption$420,000 Land $91,000 Building $329,000$420,000 Land $91,000 Building $329,000
2024$4,920.00
2023$349,400 Land $62,700 Building $286,700$349,400 Land $62,700 Building $286,700
2022$4,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2232 Ash Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2232 Ash Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISU
state or territorial government · serves 42,000 people · EPA ID IA8503528
Water SourcePurchased groundwater from AMES WATER TREATMENT PLANT
Last State InspectionJun 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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