2232 26th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2232 26th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,721 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Feb 2026)
Tax Bill	$9,542 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51540-0622`

Property Details

APN / Parcel Number

Primary APN	`82-51540-0622`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,721 sqft Living Area
1st Floor Area	2,055 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Width	114 ft Width
Garage Area	1,139 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2232 26TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 006 BLK 002 TIFFANY PARK TWO PLAT 6 SECTION 22 TOWNSHIP 124 RANGE 028 SECTION 22 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	22
Legal Subdivision	TIFFANY PARK TWO PLAT 6
Legal Block	2
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2232 26TH ST S, SAINT CLOUD, MN 56301-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Feb 19, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Deed Document Number	20261708306
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 15, 2026
Property Address	2232 26TH ST S, SAINT CLOUD, MN 56301-9116
Document Number	0001715142
Instrument Date	Jun 4, 2026
Instrument	20261715142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 26TH ST S, SAINT CLOUD, MN 56301-9116

Mortgage

Document Number	0001715142,
Date	Jun 15, 2026
Instrument	20261715142

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 19, 2026
Property Address	2232 26TH ST S, SAINT CLOUD, MN 56301-9116
Document Number	00A1708306
Instrument Date	Feb 17, 2026
Instrument	A1708306
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,542.00 (+24.24%)	$616,400 (-) Land $100,000 Building $516,400	$616,400 (-) Land $100,000 Building $516,400
2025		$616,400 (+1.67%) Land $100,000 Building $516,400	$616,400 (+1.67%) Land $100,000 Building $516,400
2023	$7,680.00	$606,300 Land $80,000 Building $526,300	$606,300 Land $80,000 Building $526,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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