22314 Market St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22314 Market St, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,408 sqft · built 2014
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Jun 2026)
Tax Bill$2,662 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
May 2026 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN007-517-54

Property Details

APN / Parcel Number

Primary APN007-517-54

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area704 sqft
Upper Floors Area704 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialOther
Lot Area1,742 sqft (0.04 acres)
Garage Area440 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22314 MARKET ST
CityCORNELIUS
StateNC
Zip28031-3100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTC
Legal DescriptionL703 M54-856
Legal SubdivisionANTIQUITY PH 2 MAP 9
Legal Block7
Legal Lot Number703
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1101
Census Tract6409

Owner

22314 Market St, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Mecklenburg County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address22314 MARKET ST, CORNELIUS, NC 28031-3100
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 7, 2026Deed of Trust, Mortgage · Construction Mortgage
SOUTH STATE BANK
Oct 11, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC
Dec 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2026 · Amount on File
Deed SaleJun 9, 2026 · Amount on File
Prior SaleOct 11, 2022 · Amount on File
Deed Document Number202661094
Deed Book / Page40487 / 805
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 9, 2026
Property Address22314 MARKET ST, CORNELIUS, NC 28031-3100
Document Number0000061094
Book / Page40487 / 805
Instrument DateJun 9, 2026
Instrument202661094
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyMASTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22314 MARKET ST, CORNELIUS, NC 28031-3100

Mortgage

Document Number0000061096,
DateJun 9, 2026
Instrument202661096
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateMay 7, 2026
Property Address22314 MARKET ST, CORNELIUS, NC 28031-3100
Document Number0000047623
Book / Page40403 / 244
Instrument DateApr 23, 2026
Instrument202647623
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22314 MARKET ST, CORNELIUS, NC 28031-3100

Mortgage

Document Number0000047623,
DateMay 7, 2026
Book Page40403/244
Instrument202647623
Lender
NameSOUTH STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term17 Months
DueOct 20, 2027
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 11, 2022
Property Address22314 MARKET ST, CORNELIUS, NC 28031-3100
Document Number0000141379
Book / Page37705 / 406
Map ReferenceMB 54 PG 856
Instrument DateOct 6, 2022
Instrument2022141379
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 CEDAR BLUFF LN, MOORESVILLE, NC 28117-9023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22314 MARKET ST, CORNELIUS, NC 28031-3100

Mortgage

Document Number0000141380
DateOct 11, 2022
Instrument2022141380
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 17, 2020
Property Address22314 MARKET ST, CORNELIUS, NC 28031-3100
Document Number0000214835
Book / Page035448 / 000410
Instrument DateDec 16, 2020
Instrument214835
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 CEDAR BLUFF LN MOORESVILLE NC 281179023, MOORESVILLE, NC 28117-9023

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 16, 2020
Property Address22314 MARKET ST, CORNELIUS, NC 28031-3100
Document Number0000213607
Book / Page35441 / 290
Map ReferenceMB 54 PG 856
Instrument DateDec 15, 2020
Instrument2020213607
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 CEDAR BLUFF LN, 124, MOORESVILLE, NC 28117-9023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22314 MARKET ST, CORNELIUS, NC 28031-3100

Mortgage

Document Number0000213608
DateDec 16, 2020
Instrument2020213608
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22314 Market St was $2,662, up 1.6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,662.00 (+1.64%)$391,700 Land $105,000 Building $286,700$391,700 Land $105,000 Building $286,700
2024$2,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22314 Market St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22314 Market St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

Nearby Properties on Market St

Nearby Streets

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