22314 Bayside Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 22314 Bayside Rd, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,988 sqft · built 1953
Lot Size0.83 acres (36,154 sqft)
Owner2 Individual Names on Record
Last Sale$124,900 (Jul 1991)
Tax Bill$2,811 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-012158

Property Details

APN / Parcel Number

Primary APN03-012158
Alternative APNs
  • 3012158
  • 012158

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,988 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area36,154 sqft (0.83 acres)
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number012158
Street Address22314 BAYSIDE RD
CityLEONARDTOWN
StateMD
Zip20650-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRNC
Legal DescriptionLT PO 46-50 117-120 124-136,ALL 121-123 BK24 SAINT CLEMENTS WOODS
Legal SubdivisionST CLEMENTS WOODS
Legal Block24
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group4
Census Block4000
Census Tract875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22314 BAYSIDE RD, LEONARDTOWN, MD 20650-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1991 · Amount on Record
Deed SaleJul 1, 1991 · Amount on Record
Prior SaleFeb 1, 1990 · Amount on Record
Deed Book / Page605 / 308
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address22314 BAYSIDE RD, LEONARDTOWN, MD 20650-5603
Transaction TypeMortgage
Record UpdatedMay 28, 2021
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055700482
DateDec 11, 2020
Book Page5570/482
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,867 (+10.79%)$273,400 (+4.31%) Land $113,600 Building $159,800
2025$2,811.00 (+11.33%) Homeowner's exemption
2023$2,525.00 Homeowner's exemption$239,967$262,100 Land $107,300 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2003–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bayside Rd

Nearby Streets

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