22310 S Ritchey Rd, Cheney, WA 99004 Property Records

Spokane County property record for 22310 S Ritchey Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,480 sqft · built 1982
Lot Size	19.3 acres (842,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Apr 2023)
Tax Bill	$5,926 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03264.9021`

Property Details

APN / Parcel Number

Primary APN	`03264.9021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	672 sqft
Basement Area	1,008 sqft
Finished Basement	800 sqft
Unfinished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	842,886 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	32 sqft
Patio Area	682 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	22310 S RITCHEY RD
City	CHENEY
State	WA
Zip	99004-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	26-23-40 N1/2 OF SE1/4 OF SE1/4 EXC RD
Legal Range	40
Legal Township	23
Legal Section	26
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3057
Census Tract	14100

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22310 S RITCHEY RD, CHENEY, WA 99004-8927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	20237280810
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 26, 2023
Property Address	22310 S RITCHEY RD, CHENEY, WA 99004-8927
Document Number	0007280810
Instrument Date	Apr 24, 2023
Instrument	7280810
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,096.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22310 S RITCHEY RD, CHENEY, WA 99004-8927

Mortgage

Document Number	0007280811
Date	Apr 26, 2023
Instrument	7280811

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	22310 S RITCHEY RD, CHENEY, WA 99004-8927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006988805
Date	Oct 30, 2020
Instrument	6988805

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,926.00 (-3.15%)	$600,700 (-10.62%) Land $237,600 Building $363,100	$600,700 (-10.62%) Land $237,600 Building $363,100
2025	$6,119.00 (+9.5%)
2024		$672,100 (+35.94%) Land $184,000 Building $488,100	$672,100 (+35.94%) Land $184,000 Building $488,100
2023	$5,588.00 (+8.25%)	$494,400 Land $115,500 Building $378,900	$494,400 Land $115,500 Building $378,900
2022	$5,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Washington
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	50 / 10

May also be available: CenturyLink.

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