2231 Windswept Farms Dr, Eureka, MO 63025 Property Records

Jefferson County property record for 2231 Windswept Farms Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	825 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$231,300 (Oct 2020)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041.012.00000161`

Property Details

APN / Parcel Number

Primary APN	`041.012.00000161`

Interior

Stories	2 Stories
Building Area	825 sqft Living Area
Gross Area	869 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	44 sqft

Location & Zoning

Street Address	2231 WINDSWEPT FARMS DR
City	EUREKA
State	MO
Zip	63025-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSWEPT FARMS 1 LOT 446F
Legal Range	3E
Legal Township	43N
Legal Section	12
Legal Subdivision	WINDSWEPT FARMS 1
Legal Block	4
Legal Lot Number	446F
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4006
Census Tract	700402

Owner

2231 Windswept Farms Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2231 WINDSWEPT FARMS DR, EUREKA, MO 63025-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Warranty Deed, Subdivision Related Transfer GERSHMAN MTG
Apr 30, 2020	Loan Modification, Mortgage CENTRAL BK/ST LOUIS
Apr 15, 2020	Deed of Trust, Mortgage GUILD MTG
Dec 5, 2019	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202040075
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 23, 2020
Property Address	2231 WINDSWEPT FARMS DR, EUREKA, MO 63025-4105
Document Number	0000040075
Instrument Date	Oct 21, 2020
Instrument	40075
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2231 WINDSWEPT FARMS DR EUREKA MO 630254105, EUREKA, MO 63025-4105

Mortgage

Document Number	40076
Date	Oct 23, 2020
Instrument	40076

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	2231 WINDSWEPT FARMS DR, EUREKA, MO 63025-4105
Document Number	0000014834
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056

Mortgage

Document Number	0000014834
Date	May 1, 2020
Instrument	14834

Lender

Name	CENTRAL BK/ST LOUIS
Address	12218 MANCHESTER RD, DES PERES, MO 63131-4311

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2231 WINDSWEPT FARMS DR, EUREKA, MO 63025-4105
Document Number	0000013453
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 FALL FLOWER CT EUREKA MO 630252746, EUREKA, MO 63025-2746

Mortgage

Document Number	0000013453
Date	Apr 22, 2020
Instrument	13453

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2231 WINDSWEPT FARMS DR, EUREKA, MO 63025-4105
Document Number	0000039007
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 FALL FLOWER CT EUREKA MO 630252746, EUREKA, MO 63025-2746

Mortgage

Document Number	0000039007
Date	Dec 12, 2019
Instrument	39007

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Windswept Farms Dr was $3,654.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,700 (-) Land $15,500 Building $34,200	$261,400 Land $81,400 Building $180,000
2025	$3,654.00	$49,700 Land $15,500 Building $34,200
2024			$261,400 (+7.35%) Land $81,400 Building $180,000
2023	$3,504.00	$46,300 Land $15,500 Building $30,800	$243,500 Land $81,400 Building $162,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2231 Windswept Farms Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Windswept Farms Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIRASOL SUBDIVISION private · serves 2,012 people · EPA ID MO6031523
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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