Maricopa County property record for 2231 W Oyer Ln, Phoenix, AZ 85085
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,176 sqft · built 2004 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $341,000 (Mar 2020) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 204-12-763 |
| Primary APN | 204-12-763 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,400 sqft (0.123 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2231 W OYER LN |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85085-7055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-L |
| Legal Description | SONORAN FOOTHILLS PARCEL 13 MCR 612-14 |
| Legal Range | 02E |
| Legal Township | 05N |
| Legal Section | 13 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | SONORAN FOOTHILLS PARCEL 13 |
| Legal Lot Number | 3 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 612000 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE SERVICES INC FN |
| Feb 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE SERVICES IN |
| Jun 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Dec 9, 2013 · Amount on Record |
| Deed Document Number | 20200257395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000566697 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 20230566697 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0001112812 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 20211112812 |
| Name | SIERRA PACIFIC MORTGAGE SERVICES INC FN |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000151915 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 20210151915 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 25, 2020 |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000257395 |
| Map Reference | MB 612 PG 14 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 20200257395 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | AMERICAN TITLE SVC AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN, 2231, PHOENIX, AZ 85085-7055 |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000257396 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 20200257396 |
| Name | SIERRA PACIFIC MORTGAGE SERVICES IN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000446296 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN PHOENIX AZ 850857055, PHOENIX, AZ 85085-7055 |
| Document Number | 0000446296 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 446296 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2231 W OYER LN, PHOENIX, AZ 85085-7055 |
| Document Number | 0000488242 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2231 W OYER LN PHOENIX AZ 850857055, PHOENIX, AZ 85085-7055 |
| Document Number | 0000488242 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 488242 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,420 (+2.69%) | $474,200 (+2.69%) Land $94,800 Building $379,400 | |
| 2025 | $2,339.00 (+2.77%) | ||
| 2024 | $46,180 | $461,800 Land $92,300 Building $369,500 | |
| 2023 | $2,276.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 46% of Arizona |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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