Clearfield County property record for 2231 Union St, Ramey, PA 16671
| Property Type | Single Family Home |
|---|---|
| Details | built 1890 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,000 (Oct 1997) |
| Tax Bill | $1,434 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L15-368-00001 |
| Primary APN | L15-368-00001 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 202,554 sqft (4.65 acres) |
| Account Number | 017011743 |
|---|---|
| Street Address | 2231 UNION ST |
| City | RAMEY |
| State | PA |
| Zip | 16671-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H, BLDG, SHED & 4.647 A |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | RAMEY |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 331700 |
Source: Clearfield County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2231 UNION ST, RAMEY, PA 16671-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 1997 · Amount on Record |
| Deed Sale | Oct 21, 1997 · Amount on Record |
| Deed Book / Page | 1883 / 19 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 2231 UNION ST, RAMEY, PA 16671-1079 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201914403 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 201914403 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | HOUTZDALE, PA 16651 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| Municipality | Ramey Borough |
| Unified School District | Moshannon Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,434.00 | $21,200 (+1%) Land $8,450 Building $12,750 | |
| 2025 | $1,434.00 (+441.13%) | ||
| 2024 | $265.00 | $10,600 (-) Land $4,225 Building $6,375 | |
| 2023 | $265.00 | $10,600 Land $4,225 Building $6,375 | |
| 1987 | $84,800 Land $33,800 Building $51,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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