2231 Terrace Dr, Lamar, CO 81052 Property Records

Prowers County property record for 2231 Terrace Dr, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 2011
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2026)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2016 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`283100100`

Property Details

APN / Parcel Number

Primary APN	`283100100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,331 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	2,100 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,776 sqft (0.454 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2231 TERRACE DR
City	LAMAR
State	CO
Zip	81052-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE PARKLOT 10#551587 RD7-30-20 AFFIDAVIT OF REAL PROPERTY FOR A MH. TERRACE PARKLOT 10#551587 RD7-30-20 AFFIDAVITOF REAL
Legal Subdivision	TERRACE PARK
Legal Lot Number	10
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	4
Census Block	4026
Census Tract	300

Owner

2231 Terrace Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Prowers County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC
Aug 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Apr 21, 2026	Affidavit, Transfer
Apr 21, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FELLOWSHIP CREDIT UNION
Sep 12, 2023	Special Warranty Deed, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Sep 12, 2023 · Amount on File
Deed Document Number	2026565522
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551952
Date	Sep 14, 2020
Instrument	551952

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000541903
Date	Aug 19, 2016
Instrument	541903

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2046

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	PROWERS CO
Recording Date	Apr 21, 2026
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Document Number	0000565521
Instrument Date	Apr 21, 2026
Instrument	2026565521
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Apr 21, 2026
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Document Number	0000565522
Instrument Date	Apr 21, 2026
Instrument	2026565522
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,737.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 TERRACE DR, LAMAR, CO 81052-4235

Mortgage

Document Number	0000565522,
Date	Apr 21, 2026
Instrument	2026565522

Lender

Name	FELLOWSHIP CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Sep 12, 2023
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Document Number	0000559922
Instrument Date	Sep 12, 2023
Instrument	559922
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2231 TERRACE DR, LAMAR, CO 81052-4235

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	2231 TERRACE DR, LAMAR, CO 81052-4235
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	551952
Date	Sep 14, 2020
Instrument	551952

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Terrace Dr was $1,376.

Source: Prowers County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00		$288,747 Land $14,652 Building $274,095
2023	$828.00 (-9.21%)	$93,000 (-) Land $5,742 Building $87,258	$227,062 (+22.08%) Land $11,484 Building $215,578
2022	$912.00	$93,000 Land $5,742 Building $87,258	$186,000 Land $11,484 Building $174,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2231 Terrace Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Terrace Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Viaero Wireless.

Nearby Properties on Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures