2231 Spring St, Medford, OR 97504 Property Records

Jackson County property record for 2231 Spring St, Medford, OR 97504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1992
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`371W20AD6801`

Property Details

APN / Parcel Number

Primary APN	`371W20AD6801`
Alternative APNs	`371W20AD06801` `10802839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	832 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	7 Parking Spaces
Porch	Enclosed Porch
Porch Area	696 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2231 SPRING ST
City	MEDFORD
State	OR
Zip	97504-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-4
Legal Range	01W
Legal Township	37S
Legal Section	20
Legal Quarter	1
Legal Block	3
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3015
Census Tract	403

Owner

2231 Spring St is owned and occupied by an individual.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2231 SPRING ST, MEDFORD, OR 97504-6377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 9, 2020	Loan Modification, Mortgage · Conventional Mortgage BANNER BK
Aug 25, 2017	Loan Modification, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2231 SPRING ST, MEDFORD, OR 97504-6377
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025060
Date	Jun 9, 2021
Instrument	2021-025060

Lender

Name	UMPQUA BANK
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2231 SPRING ST, MEDFORD, OR 97504-6377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040530
Date	Oct 30, 2020
Instrument	2020-040530

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON OR
Property Address	2231 SPRING ST, MEDFORD, OR 97504-6377
Document Number	0000012699
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 SPRING ST MEDFORD OR 975046377, MEDFORD, OR 97504-6377

Mortgage

Document Number	0000012699
Date	Apr 20, 2020
Instrument	12699

Lender

Name	BANNER BK
Type	Bank
Address	MEDFORD, OR 97504-6107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON OR
Property Address	2231 SPRING ST, MEDFORD, OR 97504-6377
Document Number	0000029407
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 SPRING ST MEDFORD OR 975046377, MEDFORD, OR 97504-6377

Mortgage

Document Number	0000029407
Date	Aug 28, 2017
Instrument	29407

Lender

Name	BANNER BK
Type	Bank
Address	MEDFORD, OR 97504-6107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Spring St was $4,326, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Medford City
Unified School District	Medford School District 549 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,820 (+3%)	$621,840 (+3.43%) Land $181,000 Building $440,840
2025	$4,326.00 (+2.15%)	$292,060 (+3%) Land $83,980 Building $208,080	$601,210 (+0.54%) Land $185,650 Building $415,560
2024	$4,235.00 (+3.17%)	$283,560 (+3%) Land $81,540 Building $202,020	$597,960 (-4.16%) Land $173,000 Building $424,960
2023	$4,105.00 (+2.5%)	$275,310 (+3%) Land $79,170 Building $196,140	$623,940 (+5.95%) Land $189,500 Building $434,440
2022	$4,005.00	$267,300 Land $76,860 Building $190,440	$588,900 Land $235,270 Building $353,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2231 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER COMMISSION serves 106,068 people · EPA ID OR4100513
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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