2231 S Bernard, Mesa, AZ 85209 Property Records

Maricopa County property record for 2231 S Bernard, Mesa, AZ 85209

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,440 sqft · built 2001
Lot Size0.111 acres (4,845 sqft)
OwnerIndividual Name on File
Last Sale$357,000 (Feb 2023)
Tax Bill$1,298 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN312-04-172

Property Details

APN / Parcel Number

Primary APN312-04-172

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area680 sqft
2nd Floor Area760 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area4,845 sqft (0.111 acres)
Parking Spaces2 Parking Spaces
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2231 S BERNARD
CityMESA
StateAZ
Zip85209-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionAUGUSTA RANCH PARCEL M-3 MCR 495-38
Legal Range07E
Legal Township01S
Legal Section03
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionAUGUSTA RANCH PARCEL M-3
Legal Lot Number76
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2002
Census Tract422642

Owner

Source: Maricopa County records · APN 312-04-172

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2231 S BERNARD, MESA, AZ 85209-2428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jul 16, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2023 · Amount on Record
Deed SaleFeb 15, 2023 · Amount on Record
Prior SaleJul 16, 2018
Deed Document Number20230076724
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 15, 2023
Property Address2231 S BERNARD, MESA, AZ 85209-2428
Document Number0000076724
Map ReferenceMB 495 PG 38
Instrument DateFeb 13, 2023
Instrument20230076724
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9527 E RIPPLE DR, MESA, AZ 85212-1192

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 S BERNARD, MESA, AZ 85209-2428

Mortgage

Document Number0000076725
DateFeb 15, 2023
Instrument20230076725
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2231 S BERNARD, MESA, AZ 85209-2428
Transaction TypeMortgage
Record UpdatedJun 07, 2021
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 S BERNARD, MESA, AZ 85209-2428

Mortgage

Document Number0000593571
DateMay 27, 2021
Instrument20210593571
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJul 16, 2018
Property Address2231 S BERNARD, MESA, AZ 85209-2428
Document Number0000536603
Map ReferenceMB 495 PG 38
Instrument DateJun 26, 2018
Instrument20180536603
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2231 S BERNARD, MESA, AZ 85209-2428

Mortgage

Document Number0000536604
DateJul 16, 2018
Instrument20180536604
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$35,400 (-1.56%)$354,000 (-1.56%) Land $70,800 Building $283,200
2025$1,298.00 (+3.02%)
2024$35,960$359,600 Land $71,900 Building $287,700
2023$1,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
CopperNet Systems
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Based on FCC filings for 806 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MESA
serves 466,000 people
Water SourceSurface water
Last State InspectionNov 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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