DuPage County property record for 2231 River Woods Dr, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,592 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Apr 2019) |
| Tax Bill | $19,200 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-31-413-002 |
| Primary APN | 08-31-413-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,592 sqft Living Area |
| Gross Area | 6,245 sqft |
| 1st Floor Area | 1,947 sqft |
| 2nd Floor Area | 2,351 sqft |
| Basement Area | 1,947 sqft |
| Finished Basement | 1,294 sqft |
| Unfinished Basement | 653 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 807 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 2231 RIVER WOODS DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-6358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SCOTTS CROSSING ON THE WEST BRANCH UNIT 1 ALL |
| Legal Subdivision | SCOTTS CROSSING ON THE WEST BRANCH UNIT |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 846201 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Apr 2, 2019 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Jan 7, 1997 · Amount on Record |
| Deed Document Number | 201923669 |
| Prior Transfer Date | Dec 30, 2016 |
| Prior Transfer Doc | 0000010989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000158802 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | R2020-158802 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000134907 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | R2021-134907 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Document Number | 0000075737 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2231 RIVER WOODS DR NAPERVILLE IL 605656358, NAPERVILLE, IL 60565-6358 |
| Document Number | 0000075737 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 75737 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 29, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 2, 2019 |
| Property Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Document Number | 0000023669 |
| Map Reference | DOCR91-000969 |
| Instrument Date | Mar 1, 2019 |
| Instrument | R2019-023669 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Document Number | 0000023670 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | R2019-023670 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 31, 2017 |
| Property Address | 2231 RIVER WOODS DR, NAPERVILLE, IL 60565-6358 |
| Document Number | 0000010989 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 10989 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2231 RIVER WOODS DR NAPERVILLE IL 605656358, NAPERVILLE, IL 60565-6358 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,200.00 (+15.16%) | $336,997 (+27.83%) Land $112,376 Building $224,621 | $1,010,991 (+27.83%) Land $337,128 Building $673,863 |
| 2022 | $16,672.00 Homeowner's exemption | $263,620 Land $87,910 Building $175,710 | $790,860 Land $263,730 Building $527,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2015) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Jun 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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