Charles County property record for 2231 Rattan Ct, Bryans Road, MD 20616
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,674 sqft · built 2003 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,187 (Mar 2003) |
| Tax Bill | $13,270 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-063032 |
| Primary APN | 07-063032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 3,174 sqft |
| 1st Floor Area | 1,187 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 063032 |
|---|---|
| Street Address | 2231 RATTAN CT |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-4240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-80 PH-2C S-4B P- 9 STRAWBERRY HILLS SUB |
| Legal Subdivision | STRAWBERRY HILLS SUB |
| Legal Phase | 2C |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 850101 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2017 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 18, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2003 · Amount on Record |
| Deed Sale | Mar 6, 2003 · Amount on Record |
| Prior Sale | Mar 6, 2003 · Amount on Record |
| Deed Book / Page | 3948 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Document Number | 0130100099 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 13010/99 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100060051 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 10006/051 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Document Number | 0120130053 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 12013/53 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2231 RATTAN CT, BRYANS ROAD, MD 20616-4240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0125550070 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 12555/70 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,567 (+25.45%) | $511,900 (+13.78%) Land $124,900 Building $387,000 | |
| 2025 | $13,270.00 (+151.95%) | ||
| 2023 | $5,267.00 | $375,100 | $449,900 Land $72,100 Building $377,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRYANS ROAD serves 6,260 people · EPA ID MD0080033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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