2231 Pine St, San Diego, CA 92103 Property Records

San Diego County property record for 2231 Pine St, San Diego, CA 92103

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,278 sqft · built 2003
Lot Size0.156 acres (6,800 sqft)
OwnerCompany Name on File
Tax Bill$6,311 (2025)
Deeds & MortgagesAug 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN443-250-22-00

Property Details

APN / Parcel Number

Primary APN443-250-22-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,278 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area6,800 sqft (0.156 acres)

Location & Zoning

Street Address2231 PINE ST
CitySAN DIEGO
StateCA
Zip92103-1140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT V TR 001383
Legal SubdivisionMISSION HILLS
Legal Tract001383
Legal Block2
Legal Lot NumberV
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract100

Owner

2231 Pine St is owned by a company that acquired it in September 1993 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2231 PINE ST, SAN DIEGO, CA 92103-1140
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 1, 1993
Transfer Doc0000872316
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2231 PINE ST, SAN DIEGO, CA 92103-1140
Transaction TypeMortgage
Record UpdatedDec 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 PINE ST, SAN DIEGO, CA 92103-1140

Mortgage

Document Number0000600622
DateAug 24, 2021
Instrument2021-0600622
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Pine St was $6,311 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$472,456 (+2%) Land $56,597 Building $415,859
2025$6,311.00 Homeowner's exemption$463,193 Land $55,488 Building $407,705
2023$5,442.00 (+2.8%) Homeowner's exemption$445,208 Land $53,334 Building $391,874
2022$5,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2231 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine St

Nearby Streets

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