2231 Ottawa St, Des Plaines, IL 60016 Property Records

Cook County property record for 2231 Ottawa St, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,470 sqft · built 2006
Lot Size	0.161 acres (7,021 sqft)
Owner	Individual Name on Record
Tax Bill	$14,418 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`09-16-202-089`

Property Details

APN / Parcel Number

Primary APN	`09-16-202-089`
Alternative APN	`09-16-202-089-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,470 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,021 sqft (0.161 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2231 OTTAWA ST
City	DES PLAINES
State	IL
Zip	60016-2775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAREK KOLBIARZ & PAUL DIFRANCO
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2001
Census Tract	806002

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2231 OTTAWA ST, DES PLAINES, IL 60016-2775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN HOUSE/LARIBA
Nov 7, 2017	Grant Deed, Transfer PROVIDENT FNDG
Mar 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017
Deed Sale	Mar 13, 2017
Prior Sale	Jul 9, 2010 · Amount on Record
Deed Document Number	201729065
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2231 OTTAWA ST, DES PLAINES, IL 60016-2775
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007224738
Date	Mar 12, 2024
Instrument	2407224738

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2231 OTTAWA ST, DES PLAINES, IL 60016-2775
Document Number	2007722246
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2231 OTTAWA ST DES PLAINES IL 600162775, DES PLAINES, IL 60016-2775

Mortgage

Document Number	2007722246
Date	Mar 17, 2020
Instrument	7722246

Lender

Name	AMERICAN FIN HOUSE/LARIBA
Type	Funding / Finance Company
Address	15141 WHITTIER BLVD # 400, WHITTIER, CA 90603-2165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 7, 2017
Property Address	2231 OTTAWA ST, DES PLAINES, IL 60016-2775
Document Number	1731134001
Instrument Date	Oct 23, 2017
Instrument	31134001
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 OTTAWA ST DES PLAINES IL 600162775, DES PLAINES, IL 60016-2775

Mortgage

Document Number	1731134002
Date	Nov 7, 2017
Instrument	31134002

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2017
Property Address	2231 OTTAWA ST, DES PLAINES, IL 60016-2775
Document Number	1707229065
Instrument Date	Feb 28, 2017
Instrument	7229065
Transaction Type	Foreclosure
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000INTERN DALLAS TX 752542942, 1000IN, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,000 (+32.76%) Land $5,617 Building $71,383	$770,000 (+32.76%) Land $56,170 Building $713,830
2023	$14,418.00 (+2.67%)
2022	$14,043.00 Homeowner's exemption	$57,999 Land $4,563 Building $53,436	$579,990 Land $45,630 Building $534,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	63 (1979–2014)
Claims Outside the SFHA	9 of 63
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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