2231 Olde Well Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 2231 Olde Well Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,885 sqft · built 1977
Lot Size	0.493 acres (21,492 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2022)
Tax Bill	$2,456 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09112A 1 13`

Property Details

APN / Parcel Number

Primary APN	`09112A 1 13`
Alternative APN	`128729`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,885 sqft Heated Area
Gross Area	5,575 sqft
1st Floor Area	2,235 sqft
Upper Floors Area	675 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Unfinished Basement	1,575 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,492 sqft (0.493 acres)
Lot Dimensions	200 ft deep x 230 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	75 sqft
Deck Area	20 sqft
Patio Area	252 sqft
Bath House	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	128729
Street Address	2231 OLDE WELL RD
City	HUDSON
State	NC
Zip	28638-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1099/0563 1993 212.00 PLAT 36/313 2021
Legal Subdivision	OLDE FARM DEVELOPMENT SECTION II
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3000
Census Tract	30600

Owner

2231 Olde Well Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2231 OLDE WELL RD, HUDSON, NC 28638-8788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jan 1, 1993 · Amount on File
Deed Document Number	202210075498
Deed Book / Page	2063 / 1895
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2231 OLDE WELL RD, HUDSON, NC 28638-8788
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 OLDE WELL RD, HUDSON, NC 28638-8788

Mortgage

Document Number	0020681010
Date	Oct 10, 2022
Book Page	2068/1010
Instrument	10077595

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2231 Olde Well Rd was $2,456, down 6.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,456.00 (-6.22%)	$520,000 (-) Land $25,100 Building $494,900
2025	$2,619.00	$520,000 Land $25,100 Building $494,900	$520,000 Land $25,100 Building $494,900
2023		$325,500 (-) Land $25,100 Building $300,400	$325,500 (-) Land $25,100 Building $300,400
2022	$3,910.00	$325,500 Land $25,100 Building $300,400	$325,500 Land $25,100 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2231 Olde Well Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Olde Well Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20