2231 Lochview St, Pineville, NC 28134 Property Records

Mecklenburg County property record for 2231 Lochview St, Pineville, NC 28134

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,065 sqft · built 2014
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jul 2026)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221-013-37`

Property Details

APN / Parcel Number

Primary APN	`221-013-37`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,065 sqft Living Area
Gross Area	3,665 sqft
1st Floor Area	1,307 sqft
Upper Floors Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	284 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2231 LOCHVIEW ST
City	PINEVILLE
State	NC
Zip	28134-7465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	L126 M54-968
Legal Subdivision	MCCULLOUGH PH 1 MAP 5
Legal Block	3
Legal Lot Number	126
Jurisdiction	MECKLENBURG NC
Township / Civil Division	14, PINEVILLE
Census Block Group	2
Census Block	2046
Census Tract	5824

Owner

Source: Mecklenburg County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202672515
Deed Book / Page	40556 / 785
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 8, 2026
Property Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Document Number	0000072515
Book / Page	40556 / 785
Instrument Date	Jun 24, 2026
Instrument	202672515
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465

Mortgage

Document Number	0000072516,
Date	Jul 8, 2026
Instrument	202672516

Lender

Name	FLC MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234939
Date	Dec 14, 2021
Book Page	36865/304
Instrument	2021234939

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034772
Date	Feb 23, 2021
Book Page	35708/226
Instrument	2021034772

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 27, 2022
Property Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Document Number	0000135591
Book / Page	37671 / 416
Map Reference	MB 54 PG 968
Instrument Date	Sep 26, 2022
Instrument	2022135591
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2319 WAYNE ST, COLUMBIA, SC 29201-2056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465

Mortgage

Document Number	0000135592
Date	Sep 27, 2022
Instrument	2022135592

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 3, 2020
Property Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465
Document Number	0000047425
Book / Page	34439 / 45
Map Reference	MB 54 PG 968
Instrument Date	Apr 3, 2020
Instrument	2020047425
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 N 3RD ST # ST5, 300, WILMINGTON, NC 28401-4098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 LOCHVIEW ST, PINEVILLE, NC 28134-7465

Mortgage

Document Number	0000047426
Date	Apr 3, 2020
Instrument	2020047426

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Pineville Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00	$577,500 Land $120,000 Building $457,500	$577,500 Land $120,000 Building $457,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Pineville Communication Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, T-Mobile.

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