2231 Joyce Ln, Naperville, IL 60564 Property Records

Will County property record for 2231 Joyce Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,773 sqft · built 1997
Lot Size	0.29 acres (12,830 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (May 2020)
Tax Bill	$13,749 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-03-404-025`

Property Details

APN / Parcel Number

Primary APN	`07-01-03-404-025`
Alternative APN	`01034040250000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,773 sqft Total Area
1st Floor Area	2,273 sqft
2nd Floor Area	500 sqft
Basement Area	2,273 sqft
Unfinished Basement	2,273 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	12,830 sqft (0.29 acres)
Garage Area	603 sqft

Location & Zoning

Street Address	2231 JOYCE LN
City	NAPERVILLE
State	IL
Zip	60564-4381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 IN BURNHAM POINT, BEING A SUB OF PRT OF THE SE1/4 OF SEC 3, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	03
Legal Subdivision	BURNHAM POINT
Legal Lot Number	32
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1000
Census Tract	880307

Owner

2231 Joyce Ln is owned and occupied by an individual who bought it in May 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2231 JOYCE LN, NAPERVILLE, IL 60564-4381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Aug 5, 1997 · Amount on File
Deed Document Number	202040956
Prior Transfer Date	Jun 16, 2010
Prior Transfer Doc	0000080408
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 29, 2020
Property Address	2231 JOYCE LN, NAPERVILLE, IL 60564-4381
Document Number	0000040956
Map Reference	DOC R96-66551
Instrument Date	May 15, 2020
Instrument	R2020040956
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 JOYCE LN, NAPERVILLE, IL 60564-4381

Mortgage

Document Number	0000040957
Date	May 29, 2020
Instrument	R2020040957

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Interest

Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Joyce Ln was $13,749.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,749.00	$228,532 (+9.95%) Land $59,396 Building $169,136	$685,596 (+9.95%) Land $178,188 Building $507,408
2024		$207,851 Land $54,021 Building $153,830	$623,553 Land $162,063 Building $461,490
2022	$11,787.00 Homeowner's exemption Senior Citizen's exemption	$173,698 Land $45,145 Building $128,553	$521,094 Land $135,435 Building $385,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2231 Joyce Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2231 Joyce Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20