2231 Flora St, Georgetown, SC 29440 Property Records

Georgetown County property record for 2231 Flora St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2025)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0201030001.10.00`

Property Details

APN / Parcel Number

Primary APN	`0201030001.10.00`
Alternative APNs	`02-0103-001-10-00` `3773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	130 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	3773
Old Parcel Number	0201030001.10.00
Street Address	2231 FLORA ST
City	GEORGETOWN
State	SC
Zip	29440-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEC B PARSONS
Legal Subdivision	PARSONS GARDENS MAP
Legal Lot Number	3
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1029
Census Tract	920601

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2231 FLORA ST, GEORGETOWN, SC 29440-5824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 16, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2025 · Amount on Record
Deed Sale	Feb 16, 2025 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	0000047879
Deed Book / Page	4787 / 9
Prior Transfer Date	Feb 14, 2025
Prior Transfer Doc	RB4787/0009
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 16, 2023
Property Address	2231 FLORA ST, GEORGETOWN, SC 29440-5824
Document Number	04477/0027
Book / Page	4477 / 27
Map Reference	MB T PG 49
Instrument Date	Feb 16, 2023
Instrument	202300001522
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2231 FLORA ST, GEORGETOWN, SC 29440-5824

Mortgage

Document Number	202300001523
Date	Feb 16, 2023
Instrument	202300001523

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 16, 2023
Property Address	2231 FLORA ST, GEORGETOWN, SC 29440-5824
Document Number	04477/0024
Book / Page	4477 / 24
Map Reference	MB T PG49
Instrument Date	Feb 16, 2022
Instrument	202300001521
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, JOHNSONVILLE, SC 29555-0091

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+93.16%)	$10,300 (+121.51%) Land $1,000 Building $9,300	$257,500 (+121.6%) Land $25,000 Building $232,500
2023	$760.00 (+6.74%)	$4,650 (-) Land $540 Building $4,110	$116,200 (-) Land $13,500 Building $102,700
2022	$712.00	$4,650 Land $540 Building $4,110	$116,200 Land $13,500 Building $102,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	8 (2015–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flora St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures