2231 Flora St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2231 Flora St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1925
Lot Size	0.014 acres (610 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Aug 2025)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`096-0002-0042-00`

Property Details

APN / Parcel Number

Primary APN	`096-0002-0042-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	610 sqft (0.014 acres)
Lot Dimensions	75 ft deep x 25 ft wide
Porch	Enclosed Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2231 FLORA ST
City	CINCINNATI
State	OH
Zip	45219-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	2231 FLORA ST 25 X 75 LOTS 10 PT 8 H FUCHS SUB PARS 42-44 CONS
Legal Subdivision	FUCHS SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	2600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 READING RD, CINCINNATI, OH 45202-1447
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage SIR LENDS A LOT
Feb 22, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Aug 6, 2025 · Amount on Record
Deed Document Number	202558934
Deed Book / Page	15473 / 622
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	0000000845
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2231 FLORA ST, CINCINNATI, OH 45219-1207
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 LINCOLN AVE, CINCINNATI, OH 45206-1134

Mortgage

Document Number	0000096783
Date	Dec 11, 2025
Book Page	15560/763
Instrument	2025-0096783

Lender

Name	SIR LENDS A LOT
Type	Non-Lending Institution
Address	SPOKANE, WA 99208

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 22, 2022
Property Address	2231 FLORA ST, CINCINNATI, OH 45219-1207
Document Number	0000019359
Book / Page	14609 / 2758
Map Reference	MB 10 PG 19
Instrument Date	Feb 22, 2022
Instrument	2022-0019359
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 BRIGHTVIEW DR, CINCINNATI, OH 45231-2302

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (+3.14%)	$39,932 (-) Land $12,443 Building $27,489	$114,090 (-) Land $35,550 Building $78,540
2024	$2,386.00 (-5.88%)	$39,932 (-) Land $12,443 Building $27,489
2023	$2,535.00 (+111.07%)	$39,932 (+51.11%) Land $12,443 Building $27,489	$114,090 (+51.11%) Land $35,550 Building $78,540
2022	$1,201.00 Homeowner's exemption	$26,426 Land $4,729 Building $21,697
2020			$75,500 Land $13,510 Building $61,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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