2231 Fall Valley Ln, Maple Falls, WA 98266 Property Records

Whatcom County property record for 2231 Fall Valley Ln, Maple Falls, WA 98266

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Sep 2023)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400522-139243-0000`

Property Details

APN / Parcel Number

Primary APN	`400522-139243-0000`
Alternative APNs	`142504` `485354`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	767 sqft
1st Floor Area	624 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Porch	Enclosed Porch
Porch Area	143 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	142504
Street Address	2231 FALL VALLEY LN
City	MAPLE FALLS
State	WA
Zip	98266-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	PEACEFUL VALLEY DIV 1 LOT 223
Legal Range	05
Legal Township	40
Legal Section	22
Legal Subdivision	PEACEFUL VALLEY DIV 1
Legal Block	1
Legal Lot Number	223
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	1
Census Block	1015
Census Tract	10102

Owner

2231 Fall Valley Ln is owned and occupied by an individual who bought it in September 2023.

Source: Whatcom County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 15, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 5, 2018	Deed of Trust, Mortgage PEOPLES BK
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Dec 31, 2014 · Amount on File
Deed Document Number	20231187
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301474
Date	Mar 21, 2023
Instrument	2023-0301474

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	9.87%
Max Rate At Change	14.8%
Index	Other
Max Rate	14.8%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 15, 2023
Property Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Document Number	0000901187
Map Reference	VOL 77 PG 77-81
Instrument Date	Sep 14, 2023
Instrument	2023-0901187
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,069.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Investor	Possibly a Property Investor

Mortgage

Document Number	0000901188
Date	Sep 15, 2023
Instrument	2023-0901188

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000901189
Date	Sep 15, 2023
Instrument	2023-0901189

Lender

Name	CMG MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Document Number	2181000515
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8193 KENDALL RD MAPLE FALLS WA 982668229, MAPLE FALLS, WA 98266-8229

Mortgage

Document Number	2181000515
Date	Oct 4, 2018
Instrument	1000515

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2231 FALL VALLEY LN, MAPLE FALLS, WA 98266-7008
Document Number	2181000517
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8193 KENDALL RD MAPLE FALLS WA 982668229, MAPLE FALLS, WA 98266-8229

Mortgage

Document Number	2181000517
Date	Oct 4, 2018
Instrument	1000517

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Fall Valley Ln was $1,604.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00	$210,697 Land $91,800 Building $118,897	$210,697 Land $91,800 Building $118,897
2022		$149,390 Land $55,047 Building $94,343	$149,390 Land $55,047 Building $94,343
2021	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2231 Fall Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Fall Valley Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST 13 serves 795 people · EPA ID WA5395914
Water Source	Groundwater
Last State Inspection	May 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fall Valley Ln

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