2231 Cumberland Dr, Troy, MI 48085 Property Records

Oakland County property record for 2231 Cumberland Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,716 sqft · built 1970
Lot Size0.27 acres (11,761 sqft)
OwnerTrust Name on File
Tax Bill$3,207 (2025)
Deeds & MortgagesMar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-13-326-004

Property Details

APN / Parcel Number

Primary APN88-20-13-326-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area960 sqft
Basement Area700 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions153 ft deep x 76 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area140 sqft
Deck Area450 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2231 CUMBERLAND DR
CityTROY
StateMI
Zip48085-3635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13 MT. VERNON ESTATES SUB'N LOT 61
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionMT VERNON ESTATES SUBN
Legal Lot Number61
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1005
Census Tract197900

Owner

2231 Cumberland Dr is owner-occupied and held in a trust since March 2019.

Source: Oakland County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address2231 CUMBERLAND DR, TROY, MI 48085-3635
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 26, 2019
Transfer Doc0000041878
Record UpdatedSep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 29, 2019
Property Address2231 CUMBERLAND DR, TROY, MI 48085-3635
Document Number0000041878
Book / Page052685 / 000312
Instrument DateMar 26, 2019
Instrument41878
Transaction TypeTransfer
Record UpdatedApr 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16205 W 14 MILE RD #3 BEVERLY HILLS MI 480253324, 3, BEVERLY HILLS, MI 48025-3324

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Cumberland Dr was $3,207 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,207.00
2023$291,460
2022$3,336.00$145,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2231 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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