2231 Cold Meadow Way, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2231 Cold Meadow Way, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,278 sqft · built 1994
Lot Size	0.143 acres (6,211 sqft)
Owner	Individual Name on Record
Last Sale	$26,300 (Apr 2019)
Tax Bill	$7,241 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-02988383`

Property Details

APN / Parcel Number

Primary APN	`13-02988383`
Alternative APN	`02988383`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	3,678 sqft
1st Floor Area	1,390 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,211 sqft (0.143 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02988383
Street Address	2231 COLD MEADOW WAY
City	SILVER SPRING
State	MD
Zip	20906-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	125
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2231 COLD MEADOW WAY, SILVER SPRING, MD 20906-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit AGRICULTURE FCU
Apr 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Jul 14, 1998 · Amount on Record
Deed Book / Page	57454 / 342
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0574540342
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2231 COLD MEADOW WAY, SILVER SPRING, MD 20906-6214
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0656630200
Date	Apr 27, 2022
Book Page	65663/200

Lender

Name	AGRICULTURE FCU
Type	Credit Union
Address	WASHINGTON, DC 20250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 18, 2019
Property Address	2231 COLD MEADOW WAY, SILVER SPRING, MD 20906-6214
Document Number	0574540342
Book / Page	057454 / 000342
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.30
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 COLD MEADOW WAY SILVER SPRING MD 209066214, SILVER SPRING, MD 20906-6214

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,167 (+3.34%)	$707,100 (+10.02%) Land $164,200 Building $542,900
2025	$7,241.00 (+29.42%)	$642,700 (+12.87%) Land $164,200 Building $478,500	$642,700 (-) Land $164,200 Building $478,500
2023		$569,433	$642,700 Land $164,200 Building $478,500
2022	$5,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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