2231 Caney Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2231 Caney Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,680 sqft · built 1988
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on File
Tax Bill	$848 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458000898229000`

Property Details

APN / Parcel Number

Primary APN	`458000898229000`
Alternative APN	`52673`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Heated Area
Gross Area	2,260 sqft
1st Floor Area	1,680 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,525 sqft (2.17 acres)
Lot Dimensions	508 ft deep x 124 ft wide
Garage Type	Mixed
Garage Area	856 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	52673
Street Address	2231 CANEY CREEK RD
City	MURPHY
State	NC
Zip	28906-6178
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 6 P/O TRS 9 & 11 873/149 1627/440
Legal Tract	9&11
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

2231 Caney Creek Rd, a rural home, is owned and occupied by an individual who acquired it in September 2020.

Source: Cherokee County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2231 CANEY CREEK RD, MURPHY, NC 28906-6178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 8, 2020	Special Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 30, 2019	Trustee's Deed, Foreclosure ALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020
Deed Sale	Sep 8, 2020
Prior Sale	Oct 30, 2019 · Amount on File
Deed Document Number	20204795
Deed Book / Page	1655 / 378
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	01627/0440
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2231 CANEY CREEK RD, MURPHY, NC 28906-6178
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1695/45
Date	Oct 28, 2021
Book Page	1695/45
Instrument	7300

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 8, 2020
Property Address	2231 CANEY CREEK RD, MURPHY, NC 28906-6178
Document Number	1655/378
Book / Page	1655 / 378
Instrument Date	Sep 2, 2020
Instrument	4795
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BEAVER RIDGE TRL, MURPHY, NC 28906-9014
Investor	Possibly a Property Investor

Mortgage

Document Number	1655381
Date	Sep 8, 2020
Instrument	1655/381

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 30, 2019
Property Address	2231 CANEY CREEK RD, MURPHY, NC 28906-6178
Document Number	01627/0440
Book / Page	01627 / 0440
Map Reference	MB 873 PG 149
Instrument Date	Sep 30, 2019
Instrument	05225
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021
Title Company	ALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2231 Caney Creek Rd was $848.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00	$118,520	$118,520 Land $15,920 Building $102,600
2023		$118,520	$118,520 Land $15,920 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2231 Caney Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2231 Caney Creek Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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