2231 Bray Rd, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 2231 Bray Rd, Arcade, NY 14009 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1977
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Oct 2021)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
APN	`562089 195.-1-3.211`

Property Details

APN / Parcel Number

Primary APN	`562089 195.-1-3.211`
Alternative APN	`208919500000010032110000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	182,952 sqft (4.2 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2231 BRAY RD
City	ARCADE
State	NY
Zip	14009-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.211
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	1
Census Block	1015
Census Tract	971000

Owner

Source: Wyoming County and Arcade Town records · APN 562089 195.-1-3.211

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2231 BRAY RD, ARCADE, NY 14009-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20214015
Deed Book / Page	806 / 726
Prior Transfer Date	Feb 14, 2012
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Oct 13, 2021
Property Address	2231 BRAY RD, ARCADE, NY 14009-9635
Document Number	0008060726
Book / Page	806 / 726
Instrument Date	Oct 05, 2021
Instrument	4015
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 PRATT RD, HOUGHTON, NY 14744-8717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004016
Date	Oct 13, 2021
Instrument	4016

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,384.00 (+127.73%)	$126,000 (-) Land $24,600 Building $101,400	$146,500 (+4.64%) Land $28,602 Building $117,898
2023		$126,000 (-) Land $24,600 Building $101,400	$140,000 (+6.67%) Land $27,333 Building $112,667
2022	$1,486.00	$126,000 Land $24,600 Building $101,400	$131,250 Land $25,625 Building $105,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361219710001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force 11 of 13 on primary residences
Nearby Flood Claims	11 (1984–1998)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 1998, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jun 1998), 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.