Merced County property record for 2231 7th St, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1995 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Mar 2010) |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-072-008-000 |
| Primary APN | 002-072-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,118 sqft |
| 1st Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 002-072-008 |
|---|---|
| Street Address | 2231 7TH ST |
| City | ATWATER |
| State | CA |
| Zip | 95301-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SANDLEWD SQUARE #1 LOT 19 |
| Legal Subdivision | SANDLEWD SQUARE 01 |
| Legal Lot Number | 19 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 602 |
2231 7th St is owned by an individual who bought it in March 2010.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2900 ESPERANZA XING, 3, AUSTIN, TX 78758-3799 |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on File |
| Deed Sale | Mar 30, 2010 · Amount on File |
| Prior Sale | Sep 2, 2009 · Amount on File |
| Deed Document Number | 201011587 |
| Prior Transfer Date | Aug 28, 2009 |
| Prior Transfer Doc | 0000043224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2231 7TH ST, ATWATER, CA 95301-3300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2231 7TH ST, ATWATER, CA 95301-3300 |
| Document Number | 0000003166 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026003166 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2231 7TH ST, ATWATER, CA 95301-3300 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 2231 7TH ST, ATWATER, CA 95301-3300 |
| Document Number | 0000025185 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021025185 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 2231 7th St was $1,795, up 2.3% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $161,535 (+2%) Land $13,159 Building $148,376 | |
| 2025 | $1,795.00 (+2.34%) | $158,368 Land $12,901 Building $145,467 |
| 2024 | $1,754.00 (+2.51%) | |
| 2023 | $1,711.00 (+1.12%) | $152,220 Land $12,401 Building $139,819 |
| 2022 | $1,692.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2231 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2231 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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