2230 W Oak St, Denton, TX 76201 Property Records

Denton County property record for 2230 W Oak St, Denton, TX 76201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2022
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on File
Last Sale	$173,400 (Oct 2020)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Nov 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R21493 362384`

Property Details

APN / Parcel Number

Primary APN	`R21493 362384`
Alternative APNs	`SD0430A-0000000-0000-022R-0000` `SD0430A-0000000-0000-022R` `R978492` `838633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	157 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2230 W OAK ST
City	DENTON
State	TX
Zip	76201-3754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUTS LOT 22R
Legal Subdivision	FOUTS
Legal Lot Number	22R
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	3
Census Block	3008
Census Tract	20700

Owner

2230 W Oak St is owned and occupied by two individuals who bought it in October 2020.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2230 W OAK ST, DENTON, TX 76201-3754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Construction Mortgage ACCESSBANK TEXAS
Nov 1, 2021	Deed of Trust, Mortgage · Construction Mortgage ACCESSBANK TEXAS
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Aug 10, 2010
Deed Document Number	2020169143
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000033442
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2230 W OAK ST, DENTON, TX 76201-3754
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 HEALTHER LN, DENTON, TX 76209-1255

Mortgage

Document Number	0000199869
Date	Nov 1, 2021
Instrument	2021-199869

Lender

Name	ACCESSBANK TEXAS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2230 W OAK ST, DENTON, TX 76201-3754
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 HEALTHER LN, DENTON, TX 76209-1255

Mortgage

Document Number	0000199868
Date	Nov 1, 2021
Instrument	2021-199868

Lender

Name	ACCESSBANK TEXAS
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 29, 2022

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2230 W OAK ST, DENTON, TX 76201-3754
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E MCKINNEY ST 2421, 2421, DENTON, TX 76202-4300

Mortgage

Document Number	0000037436
Date	Apr 17, 2023
Instrument	2023-037436

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2230 W Oak St was $7,057 with exemptions applied.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,000 (-3.04%) Land $244,165 Building $266,835	$511,000 (-3.04%) Land $244,165 Building $266,835
2025	$7,057.00	$527,000 Land $244,165 Building $282,835	$527,000 Land $244,165 Building $282,835
2023	$6,653.00	$420,000 Land $213,971 Building $206,029	$420,000 Land $213,971 Building $206,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2230 W Oak St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms And Tornadoes, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2230 W Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink, Pavlov Media.

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