2230 Gallup Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 2230 Gallup Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 2005
Lot Size	0.123 acres (5,355 sqft)
Owner	2 Individual Names on File
Last Sale	$526,500 (Aug 2020)
Tax Bill	$7,348 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2630-080-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2630-080-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,355 sqft (0.123 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2230 GALLUP DR
City	FOLSOM
State	CA
Zip	95630-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE NO 27, LOT 210
Legal Subdivision	EMPIRE RANCH VILLAGE NO 27
Legal Lot Number	210
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1008
Census Tract	8513

Owner

2230 Gallup Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2230 GALLUP DR, FOLSOM, CA 95630-6175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Oct 9, 2015 · Amount on File
Deed Book / Page	20200818 / 1976
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0000001079
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2230 GALLUP DR, FOLSOM, CA 95630-6175
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 GALLUP DR, FOLSOM, CA 95630-6175

Mortgage

Document Number	0000000502
Date	Jun 17, 2025
Instrument	202506170502

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2045

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 18, 2020
Property Address	2230 GALLUP DR, FOLSOM, CA 95630-6175
Document Number	2008181976
Instrument Date	Jul 30, 2020
Instrument	2008181976
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2230 GALLUP DR FOLSOM CA 956306175, FOLSOM, CA 95630-6175

Mortgage

Document Number	2008181977
Date	Aug 18, 2020
Instrument	2008181977

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2230 GALLUP DR, FOLSOM, CA 95630-6175
Document Number	1804060693
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2230 GALLUP DR FOLSOM CA 956306175, FOLSOM, CA 95630-6175

Mortgage

Document Number	1804060693
Date	Apr 6, 2018
Instrument	1804060693

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2230 Gallup Dr was $7,348 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$581,296 (+2%) Land $187,693 Building $393,603
2025	$7,348.00 (+1.74%) Homeowner's exemption	$569,899 Land $184,013 Building $385,886
2024	$7,222.00 (+3.02%)
2023	$7,010.00 (+1.13%) Homeowner's exemption	$547,770 Land $176,868 Building $370,902
2022	$6,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2230 Gallup Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2230 Gallup Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Gallup Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures