Polk County property record for 2230 E Luster Ln, Unit 7, Des Moines, IA 50320
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,444 sqft · built 2003 |
| Lot Size | 0.059 acres (2,576 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,496 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-36-301-022 |
| Primary APN | 7824-36-301-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,576 sqft (0.059 acres) |
| Lot Dimensions | 46 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2230 E LUSTER LN UNIT 7, 7 |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-6433 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 19 HILLSBORO PLAT 2 |
| Legal Subdivision | HILLSBORO PLAT 2 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10806 |
2230 E Luster Ln, Unit 7 is owned and occupied by two individuals who acquired it in August 2017.
Source: Polk County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2230 E LUSTER LN UNIT 7, 7, DES MOINES, IA 50320-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 24, 2017 | Deed of Trust, Mortgage · VA Mortgage PERL MORTGAGE INC |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 |
| Deed Sale | Aug 24, 2017 |
| Prior Sale | May 6, 2005 · Amount on File |
| Deed Document Number | 0166180816 |
| Deed Book / Page | 11054 / 0033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2230 E LUSTER LN UNIT 7, 7, DES MOINES, IA 50320-6433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2230 E LUSTER LN 7, 7, DES MOINES, IA 50320-6433 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002371 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 19698/432 |
| Instrument | 2024-00002371 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Feb 28, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2230 E LUSTER LN UNIT 7, 7, DES MOINES, IA 50320-6433 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2230 E LUSTER LN 7, 7, DES MOINES, IA 50320-6433 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018677 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 19451/391 |
| Instrument | 2023-00018677 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2230 E LUSTER LN UNIT 7, 7, DES MOINES, IA 50320-6433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016488 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 16618/0821 |
| Instrument | 2017-00016488 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2230 E LUSTER LN UNIT 7, 7, DES MOINES, IA 50320-6433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900100564 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 17851/437 |
| Instrument | 2019-00100564 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,500 Land $29,300 Building $178,200 | $207,500 Land $29,300 Building $178,200 | |
| 2024 | $3,496.00 | ||
| 2023 | $184,400 Land $25,800 Building $158,600 | $184,400 Land $25,800 Building $158,600 | |
| 2020 | $3,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2230 E Luster Ln, Unit 7 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2230 E Luster Ln, Unit 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
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