2230 Brooks Bay Rd, Chipley, FL 32428 Property Records

Washington County property record for 2230 Brooks Bay Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,142 sqft · built 2023
Lot Size	37.5 acres (1,633,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Jun 2019)
Tax Bill	$751 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`000035270000`

Property Details

APN / Parcel Number

Primary APN	`000035270000`
Alternative APN	`35270000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,142 sqft Heated Area
Gross Area	1,322 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,633,500 sqft (37.5 acres)

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000035270000
Street Address	2230 BROOKS BAY RD
City	CHIPLEY
State	FL
Zip	32428-5766
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	22 3 14 37.5 ORB 1149 P 108 PRCL DESC IN ROB 1149 P 108
Legal Range	14W
Legal Township	03N
Legal Section	22
Legal Block	3527
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1015
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jun 28, 2019	Warranty Deed, Transfer · Construction Mortgage ROBERT D MORELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	201967005032
Deed Book / Page	1149 / 0108
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766

Mortgage

Document Number	0067000003
Date	Jan 2, 2026
Book Page	1358/98
Instrument	202667000003

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067004798
Date	Jul 13, 2023
Book Page	1277/335
Instrument	202367004798

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 15, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	OMNIA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067005266
Date	Aug 13, 2020
Book Page	1183/383
Instrument	202067005266

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 28, 2019
Property Address	2230 BROOKS BAY RD, CHIPLEY, FL 32428-5766
Document Number	0067005032
Book / Page	001149 / 000108
Instrument Date	Jun 26, 2019
Instrument	67005032
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	727 JOAN LN PANAMA CITY FL 324045938, PANAMA CITY, FL 32404-5938

Mortgage

Document Number	67005033
Date	Jun 28, 2019
Book Page	001149/000110
Instrument	67005033

Lender

Name	ROBERT D MORELAND
Address	4021 UNION HILL RD, CARYVILLE, FL 32427-2439
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2020

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$751.00 (+7.9%) Homeowner's exemption	$95,088 (+2.72%)	$182,777 (+24.07%)
2024	$696.00 (-27.95%) Homeowner's exemption	$92,566 (-3.35%)	$147,316 (-2.94%)
2023	$966.00 (+8,681.82%) Homeowner's exemption	$95,770 (+270.47%)	$151,778 (+94.07%)
2022	$11.00 Homeowner's exemption	$25,851	$78,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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