Durham County property record for 223 White Oak Dr, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1955 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Oct 2015) |
| Tax Bill | $4,567 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-07-5639 |
| Primary APN | 0709-07-5639 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Heated Area |
| 1st Floor Area | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 195 ft deep x 95 ft wide |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 223 WHITE OAK DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PROP-MCCARTY HERBERT/BLK: A/LT#14 PL:000024-000097 |
| Legal Subdivision | PROP-MCCARTY HERBERT |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2033 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 WHITE OAK DR, DURHAM, NC 27707-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2015 · Amount on Record |
| Deed Sale | Oct 9, 2015 · Amount on Record |
| Prior Sale | Apr 14, 2015 · Amount on Record |
| Deed Document Number | 201533968 |
| Deed Book / Page | 7803 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 223 WHITE OAK DR, DURHAM, NC 27707-9585 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 223 WHITE OAK DR, DURHAM, NC 27707-9585 |
| Document Number | 0099110404 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 9911/404 |
| Instrument | 2023060677 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 223 WHITE OAK DR, DURHAM, NC 27707-9585 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089220784 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 8922/784 |
| Instrument | 2020013990 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHAPEL HILL, NC 27514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Chapel Hill Town |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,567.00 (+2.38%) | $410,110 (-) Land $202,125 Building $207,985 | $410,110 (-) Land $202,125 Building $207,985 |
| 2025 | $4,461.00 (+35.51%) | $410,110 (+64.93%) Land $202,125 Building $207,985 | $410,110 (+64.93%) Land $202,125 Building $207,985 |
| 2023 | $3,292.00 (+6.43%) | $248,654 Land $62,560 Building $186,094 | $248,654 Land $62,560 Building $186,094 |
| 2022 | $3,093.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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