223 W Cub St, Meridian, ID 83642 Property Records

Ada County property record for 223 W Cub St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,768 sqft · built 2004
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$453,300 (Jun 2020)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0855060280`

Property Details

APN / Parcel Number

Primary APN	`R0855060280`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,500 sqft
1st Floor Area	1,514 sqft
Upper Floors Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	223 W CUB ST
City	MERIDIAN
State	ID
Zip	83642-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 15 BLK 22 BEAR CREEK SUB NO 06
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	BEAR CREEK SUB NO 06
Legal Block	22
Legal Lot Number	15
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2013
Census Tract	10337

Owner

223 W Cub St is owned and occupied by two individuals who bought it in June 2020.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 W CUB ST, MERIDIAN, ID 83642-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 17, 2018	Quit Claim Deed, Transfer PIONEER TITLE COMPANY/ADA
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	202066172
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	223 W CUB ST, MERIDIAN, ID 83642-1121
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077450
Date	Nov 21, 2025
Instrument	2025-077450

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	May 17, 2018
Property Address	223 W CUB ST, MERIDIAN, ID 83642-1121
Document Number	0000045017
Instrument Date	May 16, 2018
Instrument	45017
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	PIONEER TITLE COMPANY/ADA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	223 W CUB ST MERIDIAN ID 836421121, MERIDIAN, ID 83642-1121

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 17, 2018
Property Address	223 W CUB ST, MERIDIAN, ID 83642-1121
Document Number	0000045016
Map Reference	MB87 PG9986-9987
Instrument Date	May 10, 2018
Instrument	2018-045016
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA COUN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W CUB ST, MERIDIAN, ID 83642-1121

Mortgage

Document Number	0000045018
Date	May 17, 2018
Instrument	2018-045018

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jun 3, 2020
Property Address	223 W CUB ST, MERIDIAN, ID 83642-1121
Document Number	0000066172
Map Reference	MB 87 PG 9986-9987
Instrument Date	May 28, 2002
Instrument	2020-066172
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TTL BOIE PRODUCTION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W CUB ST, MERIDIAN, ID 83642-1121

Mortgage

Document Number	0000066173
Date	Jun 3, 2020
Instrument	2020-066173

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 223 W Cub St was $2,386 with a homeowner's exemption, up 11.1% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,400 (+7.76%)	$705,400 (+7.76%)
2025	$2,386.00 (+11.13%) Homeowner's exemption	$654,600	$654,600
2024	$2,147.00
2023		$612,300 Land $220,000 Building $392,300	$612,300 Land $220,000 Building $392,300
2022	$2,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 W Cub St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 W Cub St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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