223 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 223 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 884 sqft · built 1862
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2023)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Mortgage + 4 more
APN	`04-30-0-416-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-416-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	884 sqft Living Area

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,485 sqft (0.08 acres)
Porch	Slab
Porch Area	343 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	223 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPPES ADD TO O FALLON LOT/SEC-12-BLK/RG-D N 75 FT A02775812
Legal Subdivision	DEPPES ADD TO O FALLON
Legal Block	416
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3010
Census Tract	504354

Owner

223 W 4th St is owned and occupied by an individual who bought it in March 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	223 W 4TH ST, O FALLON, IL 62269-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Dec 29, 2020	Deed of Trust, Mortgage GUILD MTG
Mar 3, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG
Jan 21, 2020	Warranty Deed, Transfer SOUTHERN IL R/E TITLE CTR
May 30, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	20232775812
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 13, 2023
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	0A02775812
Map Reference	MB B PG 43
Instrument Date	Mar 10, 2023
Instrument	A02775812
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 W 4TH ST, O FALLON, IL 62269-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W 4TH ST, O FALLON, IL 62269-2038

Mortgage

Document Number	0A02775813
Date	Mar 13, 2023
Instrument	A02775813

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	00A2681910
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W 4TH ST O FALLON IL 622692038, O FALLON, IL 62269-2038

Mortgage

Document Number	00A2681910
Date	Dec 31, 2020
Instrument	2681910

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 3, 2020
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	00A2644150
Instrument Date	Mar 2, 2020
Instrument	2644150
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	291 WINCHESTER PL FAIRVIEW HEIGHTS IL 622083845, FAIRVIEW HEIGHTS, IL 62208-3845

Mortgage

Document Number	A2644151
Date	Mar 3, 2020
Instrument	2644151

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate	4.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 21, 2020
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	00A2639695
Instrument Date	Jul 12, 2019
Instrument	2639695
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7300 W MAIN ST BELLEVILLE IL 622233020, BELLEVILLE, IL 62223-3020

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 30, 2019
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	00A2614363
Instrument Date	May 30, 2019
Instrument	2614363
Transaction Type	Foreclosure
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 N STATE ST FREEBURG IL 622434000, FREEBURG, IL 62243-4000

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 17, 2019
Property Address	223 W 4TH ST, O FALLON, IL 62269-2038
Document Number	00A2613102
Instrument Date	May 17, 2019
Instrument	2613102
Transaction Type	Foreclosure
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 W 4TH ST O FALLON IL 622692038, O FALLON, IL 62269-2038

Tax Assessment & Valuation

The 2025 property tax bill for 223 W 4th St was $3,104.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00	$43,068 Land $2,514 Building $40,554	$129,204 Land $7,542 Building $121,662
2022		$32,059 Land $1,871 Building $30,188	$96,177 Land $5,613 Building $90,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 223 W 4th St; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 223 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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