Kenton County property record for 223 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,008 sqft · built 1997 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jul 2019) |
| Tax Bill | $2,167 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-041.00 |
| Primary APN | 045-30-01-041.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 223 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 1 LOT 41 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 TANDO WAY, FT MITCHELL, KY 41017-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2019 | Grant Deed, Transfer · Conventional with PMI FIRST FIN'L BK&TR |
| Jul 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 23, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Document Number | 201907 31 059 00224 |
| Deed Book / Page | 4303 / 40 |
| Prior Transfer Date | Jun 26, 2019 |
| Prior Transfer Doc | 0005900223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2019 |
| Property Address | 223 TANDO WAY, COVINGTON, KY 41017-9116 |
| Document Number | 0000000224 |
| Book / Page | 0I4303 / 000040 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 224 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 TANDO WAY COVINGTON KY 410179116, COVINGTON, KY 41017-9116 |
| Document Number | 225 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 0I4303/000043 |
| Instrument | 225 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2019 |
| Property Address | 223 TANDO WAY, COVINGTON, KY 41017-9116 |
| Document Number | 0000000223 |
| Book / Page | 0I4303 / 000037 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 223 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 TANDO WAY COVINGTON KY 410179116, COVINGTON, KY 41017-9116 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 23, 2017 |
| Property Address | 223 TANDO WAY, COVINGTON, KY 41017-9116 |
| Document Number | 0000000120 |
| Book / Page | 0I3959 / 000307 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 120 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 223 TANDO WAY COVINGTON KY 410179116, COVINGTON, KY 41017-9116 |
| Document Number | 121 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 003959/000311 |
| Instrument | 121 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 (-) Land $35,000 Building $183,700 | $218,700 (-) Land $35,000 Building $183,700 | |
| 2025 | $2,167.00 (-7.04%) | $218,700 (-) Land $25,000 Building $193,700 | $218,700 (-) Land $25,000 Building $193,700 |
| 2023 | $2,331.00 | $218,700 Land $25,000 Building $193,700 | $218,700 Land $25,000 Building $193,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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