223 State Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 223 State Rte 8, Cold Brook, NY 13324

Property Summary

Property TypeSingle Family Home
Lot Size9.4 acres (409,464 sqft)
OwnerIndividual Name on Record
Last Sale$15,500 (Sep 2014)
Tax Bill$2,709 (2026)
Deeds & MortgagesApr 2024 Refinance
Jan 2022 Line of Credit
+ 1 more
APN214489 088.2-1-18.3

Property Details

APN / Parcel Number

Primary APN214489 088.2-1-18.3
Alternative APN
  • 448908800200010183000000

Exterior

Lot Area409,464 sqft (9.4 acres)
Lot Width289 ft Width

Location & Zoning

Street Address223 STATE ROUTE 8
CityCOLD BROOK
StateNY
Zip13324-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number18.300
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group1
Census Block1006
Census Tract11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 222, COLD BROOK, NY 13324-0222
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Jan 5, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Mar 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2014 · Amount on Record
Deed SaleSep 12, 2014 · Amount on Record
Deed Book / Page1541 / 296
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address223 STATE ROUTE 8, COLD BROOK, NY 13324-1722
Transaction TypeMortgage
Record UpdatedApr 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20241370
DateApr 1, 2024
InstrumentRP2024-1370
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address223 STATE ROUTE 8, COLD BROOK, NY 13324-1722
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00RP202283
DateJan 5, 2022
InstrumentRP2022-83
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address223 STATE ROUTE 8, COLD BROOK, NY 13324-1722
Transaction TypeMortgage
Record UpdatedMar 31, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20201119
DateMar 10, 2020
Instrument2020-1119
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,709.00 (-0.29%)
2025$2,717.00 (+301.92%)$121,700 (-) Land $21,700 Building $100,000$169,263 (+4.31%) Land $30,181 Building $139,082
2023$121,700 Land $21,700 Building $100,000$162,267 Land $28,933 Building $133,334
2020$676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2019–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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