223 Seneca River Dr, Summerville, SC 29485 Property Records

Charleston County property record for 223 Seneca River Dr, Summerville, SC 29485

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,274 sqft · built 2006
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$128,428 (Aug 2006)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388-13-00-474`

Property Details

APN / Parcel Number

Primary APN	`388-13-00-474`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,274 sqft Living Area
Gross Area	1,306 sqft
1st Floor Area	832 sqft
Upper Floors Area	442 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Terrain	High
Porch	Slab
Porch Area	56 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	223 SENECA RIVER DR
City	SUMMERVILLE
State	SC
Zip	29485-8860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -LAKES OF SUMMERVILLE PHASE TWO F DESCRIPTION -LOT T104
Legal Subdivision	LAKES OF SUMMERVILLE PHASE TWO F
Legal Phase	2
Legal Lot Number	T104
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1084
Census Tract	3106

Owner

223 Seneca River Dr, a townhouse, is owned by two individuals who acquired it in July 2021.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 DOCKSIDE DR, SAVANNAH, GA 31410-2536
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BK
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2006 · Amount on File
Deed Sale	Aug 15, 2006 · Amount on File
Deed Book / Page	594 / 829
Last Transfer Date	Jul 20, 2021
Transfer Doc	0010590868
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 10, 2021
Property Address	223 SENECA RIVER DR, SUMMERVILLE, SC 29485-8860
Document Number	0010590868
Book / Page	1059 / 868
Map Reference	MB DF PG 198
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 DOCKSIDE DR, SAVANNAH, GA 31410-2536

Mortgage

Document Number	0001059869
Date	Dec 10, 2021
Instrument	1059/869

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	223 SENECA RIVER DR, SUMMERVILLE, SC 29485-8860
Document Number	0791/0131
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 LAKE PALMETTO LN NORTH CHARLESTON SC 294185991, NORTH CHARLESTON, SC 29418-5991

Mortgage

Document Number	0791/0131
Date	Apr 23, 2019
Book Page	000791/000131

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 22, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	223 SENECA RIVER DR, SUMMERVILLE, SC 29485-8860
Document Number	0791/0129
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 LAKE PALMETTO LN NORTH CHARLESTON SC 294185991, NORTH CHARLESTON, SC 29418-5991

Mortgage

Document Number	0791/0129
Date	Apr 23, 2019
Book Page	000791/000129

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 223 Seneca River Dr was $2,233, up 8.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+8.56%)	$123,257 (+1,816.91%) Land $19,931 Building $103,326	$245,500 Land $40,600 Building $204,900
2024	$2,057.00	$6,430
2022	$1,894.00	$6,430	$141,000 Land $22,800 Building $118,200
2020			$141,000 Land $22,800 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 223 Seneca River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Seneca River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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