Champaign County property record for 223 S Locust St, Champaign, IL 61820
| Property Type | Commercial |
|---|---|
| Lot Size | 0.083 acres (3,596 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $5,890 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-492-006 |
| Primary APN | 42-20-12-492-006 |
|---|
| Lot Area | 3,596 sqft (0.083 acres) |
|---|
| Street Address | 223 S LOCUST ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4125 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 4 BLOCK 11 JEFFERSONS SUB AND OTHER LAND |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | JEFFERSONS SUB AND OTHER LAND |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 302 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 810 PHOENIX DR, CHAMPAIGN, IL 61820-7523 |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2015 |
| Transfer Doc | 0000022282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 223 S LOCUST ST, CHAMPAIGN, IL 61820-4125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001712 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 2017R01712 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Feb 21, 2023 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,790 (+33.55%) Land $10,660 Building $65,130 | $227,370 (+33.55%) Land $31,980 Building $195,390 | |
| 2024 | $5,890.00 (+12.88%) | ||
| 2022 | $5,218.00 | $56,750 Land $7,980 Building $48,770 | $170,250 Land $23,940 Building $146,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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