Hardy County property record for 223 S Elm St, Moorefield, WV 26836
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-3-0115.0000 |
| Primary APN | 04-3-0115.0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,492 sqft (0.172 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 223 S ELM ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1229 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 2 SEC 3 MCCAULEY ANN EVANS |
| Legal Lot Number | 2 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970201 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 223 S ELM ST, MOOREFIELD, WV 26836-1229 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 223 S ELM ST, MOOREFIELD, WV 26836-1229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000361/320 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 361/320 |
| Instrument | 241717 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,280 (-) Land $11,280 | $18,800 (-) Land $18,800 | |
| 2025 | $11,280 (-) Land $11,280 | $18,800 (-) Land $18,800 | |
| 2023 | Additional exemption filed | $11,280 Land $11,280 | $18,800 Land $18,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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