McLean County property record for 223 S Cottage Ave, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-379-023 |
| Primary APN | 14-29-379-023 |
|---|
| Patio Area | 180 sqft |
|---|
| Street Address | 223 S COTTAGE AVE |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND ADDN UNIVERSITY ESTATES LOT 82 |
| Legal Subdivision | UNIVERSITY ESTATES |
| Legal Lot Number | 82 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 302 |
223 S Cottage Ave is owned and occupied by an individual who acquired it in July 2018.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 S COTTAGE AVE, NORMAL, IL 61761-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2018 |
| Transfer Doc | 0000013416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 14, 2018 |
| Property Address | 223 S COTTAGE AVE, NORMAL, IL 61761-2736 |
| Document Number | 201800013416 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018-00013416 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 223 S COTTAGE AVE, NORMAL, IL 61761-2736 |
| Document Number | 201800013417 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-00013417 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $68,869 Land $18,578 Building $50,291 | $206,607 Land $55,734 Building $150,873 |
| 2023 | $56,502 Land $15,242 Building $41,260 | $169,506 Land $45,726 Building $123,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 S Cottage Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 223 S Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Watch TV.
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