223 Ridgewood Ave, Malmo, NE 68040 Property Records

Saunders County property record for 223 Ridgewood Ave, Malmo, NE 68040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$63,201 (Aug 2022)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2689-15-4-07005-010-9500`

Property Details

APN / Parcel Number

Primary APN	`2689-15-4-07005-010-9500`
Alternative APN	`005439500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	924 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	223 RIDGEWOOD AVE
City	MALMO
State	NE
Zip	68040-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 4 BLOCK 10 ORIGINAL TOWN MALMO; MAP NUMBER: 2689-15-4-07005-010-9500
Legal Range	06
Legal Township	15
Legal Section	15
Legal Subdivision	MALMO-O.T.
Legal Block	10
Legal Lot Number	4
Jurisdiction	SAUNDERS NE
Township / Civil Division	MARIPOSA
Census Block Group	2
Census Block	2091
Census Tract	968200

Owner

223 Ridgewood Ave is owned and occupied by an individual who bought it in August 2022.

Source: Saunders County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO
Aug 4, 2022	Deed, Transfer
Mar 3, 2020	Loan Modification, Mortgage · Conventional with PMI CASTLE & COOKE MTG
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	202279
Deed Book / Page	584 / 512
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 COUNTY ROAD L, WAHOO, NE 68066-4002

Mortgage

Document Number	0006000089
Date	Oct 24, 2023
Book Page	600/89
Instrument	2023-10-227

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 31, 2023
Property Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Document Number	0005980585
Book / Page	598 / 585
Instrument Date	Aug 30, 2023
Instrument	2023-08-352
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	HOMESERVICES TITLE WAHOO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202308353
Date	Aug 31, 2023
Instrument	2023-08-353

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0005980600
Date	Aug 31, 2023
Book Page	598/600
Instrument	2023-08-354

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 4, 2022
Property Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Document Number	0005840512
Book / Page	584 / 512
Instrument Date	Aug 3, 2022
Instrument	2022-08-079
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10855 W DODGE RD STE 250, 10855, OMAHA, NE 68154-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAUNDERS NE
Property Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Document Number	0000730082
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 RIDGEWOOD AVE MALMO NE 680405507, MALMO, NE 68040-5507

Mortgage

Document Number	0000730082
Date	Mar 30, 2020
Book Page	000073/000082
Instrument	3384

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Mar 29, 2047

Interest

Rate	4.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 3, 2017
Property Address	223 RIDGEWOOD AVE, MALMO, NE 68040-5507
Document Number	0004911014
Book / Page	491 / 1014
Instrument Date	May 28, 2017
Instrument	2017-07-009
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004911015
Date	Jul 3, 2017
Book Page	491/1015
Instrument	2017-07-010

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 223 Ridgewood Ave was $1,565.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Mariposa Township
Municipality	Malmo Village
Unified School District	Wahoo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00	$144,267 Land $7,000 Building $137,267	$144,267 Land $7,000 Building $137,267
2023	$1,193.00 (-6.5%)	$78,587 (+2.84%) Land $4,900 Building $73,687	$78,587 (+2.84%) Land $4,900 Building $73,687
2022	$1,276.00	$76,414 Land $4,900 Building $71,514	$76,414 Land $4,900 Building $71,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Ridgewood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Ridgewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MALMO serves 95 people · EPA ID NE3115510
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.65 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northeast Nebraska Telephone Company Fiber	100 / 100

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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