223 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 223 Ridgepointe Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,679 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$515,000 (Jul 2022)
Tax Bill	$6,241 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-029.25`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-029.25`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	2,679 sqft Living Area

Exterior

Year Built	Built 2001
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919029.25
Street Address	223 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 SEC 7 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	7
Legal Lot Number	82
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	223 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Dec 6, 2001 · Amount on Record
Deed Document Number	5156418
Deed Book / Page	D354 / 897
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 18, 2022
Property Address	223 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
Document Number	0005156418
Book / Page	D354 / 897
Map Reference	CAB E 281 A
Instrument Date	Jul 11, 2022
Instrument	5156418
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 E RIO SALADO PKWY, 260, TEMPE, AZ 85281-0241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	223 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709

Mortgage

Document Number	0005156419
Date	Jul 18, 2022
Instrument	5156419

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,241.00 (+0.99%)	$515,000 (-) Land $75,000 Building $440,000	$515,000 (-) Land $75,000 Building $440,000
2023	$6,180.00 (+45.62%)	$515,000 (+51.66%) Land $75,000 Building $440,000	$515,000 (+51.66%) Land $75,000 Building $440,000
2022	$4,244.00	$339,585 Land $31,500 Building $308,085	$339,585 Land $31,500 Building $308,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20