223 Palisades Access Rd, Ely, IA 52227 Property Records

Linn County property record for 223 Palisades Access Rd, Ely, IA 52227

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 1 ba · 1,884 sqft · built 1905
Lot Size	12.5 acres (544,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2025)
Tax Bill	$1,794 (2024)
Deeds & Mortgages	May 2026 Construction Loan Apr 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18273-76002-00000`

Property Details

APN / Parcel Number

Primary APN	`18273-76002-00000`
Alternative APN	`18-27-3-76-001-0-0000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	756 sqft
Basement Area	378 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Multi-Level
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	544,500 sqft
Garage Type	Attached
Garage Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	182737600100000
Street Address	223 PALISADES ACCESS RD
City	ELY
State	IA
Zip	52227-9710
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	D3 INVESTMENTS 1ST LOT 1
Legal Range	06
Legal Township	82
Legal Section	27
Legal Subdivision	D3 INVESTMENTS 1ST
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4020
Census Tract	10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 PALISADES ACCESS RD, ELY, IA 52227-9710
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage FREE STATE CREDIT UNION
Apr 17, 2025	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	20259190
Deed Book / Page	2025 / 9190
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	May 27, 2026
Property Address	223 PALISADES ACCESS RD, ELY, IA 52227-9710
Document Number	0000014318
Instrument Date	May 21, 2026
Instrument	202614318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 PALISADES ACCESS RD, ELY, IA 52227-9710

Mortgage

Document Number	0000014318,
Date	May 27, 2026
Instrument	202614318

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2027

Interest

Rate	6.23%
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 17, 2025
Property Address	223 PALISADES ACCESS RD, ELY, IA 52227-9710
Document Number	2025009190
Instrument Date	Apr 8, 2025
Instrument	2025-009190
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 PALISADES ACCESS RD, ELY, IA 52227-9710

Mortgage

Document Number	2025009192
Date	Apr 17, 2025
Instrument	2025-009192

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	100 HARVEST DR, LUANA, IA 52156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Jul 1, 2030

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Mount Vernon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,300 (-95.33%) Land $6,300	$6,300 (-95.33%) Land $6,300
2025		$134,800 (-25.81%) Land $6,300 Building $128,500	$134,800 (-25.81%) Land $6,300 Building $128,500
2024	$1,794.00 (-26.89%)
2023	$2,454.00 Additional exemption filed	$181,700 Land $61,400 Building $120,300	$181,700 Land $61,400 Building $120,300
2022	$2,454.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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