Bell County property record for 223 Ow Lowrey, Salado, TX 76571 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2020 |
| Square Footage | 2,423 sqft Living Area |
| Lot Size | 35,371 sqft (0.812 acres) |
| Garage | 927 sqft |
| Pool | In-Ground Pool |
| Occupancy | Owner Occupied |
| Last Sale | $423,000 (2020) |
| Tax Bill | $10,152.00 (2025) |
Source: Bell County records · APN 0828359407
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 223 OW LOWERY DR, SALADO, TX 76571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK SSB |
| Sep 30, 2020 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HORIZON BANK SSB |
| Feb 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Deed Doc Number | 202053178 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 223 OW LOWREY, SALADO, TX 76571-6512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000017134 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022017134 |
| Name | HORIZON BANK SSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 223 OW LOWREY, SALADO, TX 76571-6512 |
| Document Number | 0000053178 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-00053178 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 FM 3405, 401, GEORGETOWN, TX 78633-5488 |
| Name | Verified Name |
|---|---|
| Address | 223 ON LOWERY DR, SALADO, TX 76571 |
| Document Number | 0000053179 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-00053179 |
| Name | HORIZON BANK SSB |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 21, 2020 |
| Property Address | 223 OW LOWREY, SALADO, TX 76571-6512 |
| Document Number | 0000008732 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 8732 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 FM 3405 GEORGETOWN TX 786335488, GEORGETOWN, TX 78633-5488 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,152.00 (+45.51%) | $760,207 (+14.97%) Land $78,523 Building $681,684 | $760,207 (+14.97%) Land $78,523 Building $681,684 |
| 2023 | $6,977.00 (-11.27%) Homeowner's exemption | $661,246 Land $90,000 Building $571,246 | $661,246 Land $90,000 Building $571,246 |
| 2022 | $7,863.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 20% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0828359407 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,423 sqft Living Area |
|---|---|
| 1st Floor | 2,423 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stone Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 35,371 sqft (0.812 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 927 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 1 sqft Pool |
| Porch | Open Porch |
| Storage Building | 384 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 223 OW LOWREY |
|---|---|
| City | SALADO |
| State | TX |
| Zip | 76571-6512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK COURTYARD HOMES ADDITION REPLAT (L11 B1), BLOCK 002, LOT 0001, 0.812AC |
| Legal Subdivision | MILL CREEK COURTYARD HOMES ADDITION REPL |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Minor Civil Division | SOUTH BELL |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 23405 |
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