223 N Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 223 N Summit St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,996 sqft · built 2023
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$870,000 (Nov 2022)
Tax Bill$21,626 (2025)
Deeds & MortgagesMar 2022 Construction Loan
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-15-126-034

Property Details

APN / Parcel Number

Primary APN05-15-126-034

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,996 sqft Living Area
Gross Area4,845 sqft
Basement Area1,321 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address223 N SUMMIT ST
CityWHEATON
StateIL
Zip60187-5894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT STREET SUB ALL
Legal SubdivisionSUMMIT STREET SUB
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group4
Census Block4009
Census Tract842400

Owner

Source: DuPage County records · APN 05-15-126-034

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5603 N GLENWOOD AVE, 2, CHICAGO, IL 60660-4454
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Construction Mortgage
PROVIDENCE BANK & TRUST
Nov 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Deed Document Number2022101703
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address223 N SUMMIT ST, WHEATON, IL 60187-5894
Transaction TypeMortgage
Record UpdatedAug 02, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 E ROOSEVELT RD, WHEATON, IL 60187-5780

Mortgage

Document Number0000028683
DateMar 21, 2022
InstrumentR2022-028683
Lender
NamePROVIDENCE BANK & TRUST
TypeBank
AddressSOUTH HOLLAND, IL 60473
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateNov 16, 2022
Property Address223 N SUMMIT ST, WHEATON, IL 60187-5894
Document Number0000101703
Instrument DateNov 15, 2022
InstrumentR2022-101703
Transaction TypeTransfer
Record UpdatedAug 02, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address223 N SUMMIT ST, WHEATON, IL 60187-5894

Mortgage

Document Number0000101704
DateNov 16, 2022
InstrumentR2022-101704
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateDec 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.5%
IndexOther
Margin3
Max Rate11.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,626.00 (+1,074.05%)$365,051 (+1,272.37%) Land $33,157 Building $331,894$1,095,153 (+1,272.37%) Land $99,471 Building $995,682
2022$1,842.00$26,600 Land $26,600$79,800 Land $79,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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